Disruption yes... 'old school mentality'...'privelege'..
Taking it too far.
Anyone could own a BNB or a Taxi or a Manufacturing business, or even a publishing business. There was certainly no 'privelege' in any of those fields.
Really what we are seeing is the destruction of the middle-man - the hotel booking agent, the taxi dispatcher, the publishing distributor. That allows people to get started at much lower cost and allows them to compete on quality from the start.