Please explain how potential harm from entities you voluntarily engage with is in any way comparable to the harm of a single entity that can ruin or end your life on a whim regardless.
Humanity is barely keeping itself in check in a complex system that has developed over time, with multiple forms of organization, and multiple levels of checks and balances. Most attempts at massive restructuring has failed horribly, either if it's been in the direction of socialized organization, or private organization. Both were supposed to lead to flatter structures and less abuse, but in fact lead to the polar opposite.
But at the quip of an internet comment we're expected to realize in a flash of insight that "oh! it's so simple! if we just do it like this it will all be perfect."