Sorry I didn't convey that well enough. I was mostly addressing this to programmers in my region who seem much more risk averse than many of my colleagues in other places (like SF) and yet complain about missed opportunities.
Fair enough. Did you miss mentioning the latter part (about the programmers complaining about missed opportunities)? Because with that in mind, the article reads a whole lot better. I might have missed it as well. If that's the case, I apologize!