Smart Quotes. And it's an issue in pretty much any web form... Go to Tools... | Autoformat | Autoformat As You Type, and turn off "replace straight quotes with smart quotes".
Then do a global search and replace... " and '.
Microsoft! LOL
Never mind, got it. sheesh that was something. My advice for the last minute submitters. Copy and paste to notepad and save without formatting, then CTRL C, CTRL V to the form.