Maybe they will be. As of now, I have never seen a card with a chip in person at all. In my entire life.

Only one of my cards is chip and sig, and I had to go out of my way to get it. It's not the default for all new cards, and certainly not for existing cards.

All of my cards (Amex, visa, mc, discover) are sig-only.

This is wrong. The vast majority of cards are signature only. I have one chip and signature card and it's regarded as kind of a novelty.

I have three cards. Only my debit/credit card has a chip and there's no pin. I can press it against one of the few readers that support this (Walgreens, Subway) and it'll work. My other two cards don't even have this. Of course, if these guys are storing my card in a non-encrypted way, its still the same issue as using swipe.

On the plus side Google Wallet works at Walgreens. I have yet to see any other brick and mortar support it. Paying for stuff with your smartphone is such a no-brainer. Shame Apple won't play ball with Google (or even put NFC in its phones) and Verizon is doing its own thing with ISIS and not allowing Google Wallet to be installed on any phones on its network. There's a lot of wrong here and its not just limited to credit card number theft.

If we have a more diversified way to pay for things it could limit the damage when one method is cracked but the others aren't. Sure Targets credit cards got stolen, but imagine if we were allowed to use Google Wallet. We'd be immune to it.

The roll out for chip and pin in Canada started the same, but within the last year, I've found mag only readers to be extremely rare.