> "I'm quite surprised by the blasé attitude the US has to card security."

Currently, if my CC information is stolen, I am not liable for any fraudulent charges. So why would I care?

CC security is for the CC companies and the merchants, not for the consumers. That is why Americans (with the exception of those with Europe Envy or those who are merchants) don't care. There is no reason for them to.

(In past discussions on this, somebody has mentioned that C+P would be beneficial for American consumers because it would mean less confused American tourists in Europe. The typical American does not vacation in Europe very frequently.)