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Comment by korzun | Hacker News Reader

Same way DMV deals with mopeds.

> they can't afford a car, let alone the insurance

I assume they can afford medical bills after an incident? Or they can afford to pay for damage to vehicles?

I had my brand new paint taken off across 2 panels because a cyclist tried to squeeze in between me and another car at a stop light and lost his balance. Then he casually cycled away.

$2500 in damages. But good for him, he is 'too poor' to get insurance.

Insurance for cyclist would be significantly cheaper than auto and motorcycle owners. Without it you are a financial disaster waiting to happen.

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So the police and state must suddenly take on this effort? At what cost? Where do the police resources come from? Even then, what if the cyclist still can't afford it? They have to walk? Do they need insurance if they are late and have to run, maybe jay-walk a couple times?

A working bicycle can be found for under $50 in even the most expensive cities, have $0 in operating costs, and will last for decades. There are likely no other personal transportation options which offer that.

Get out of our bubble. Some people have $0 and literally can't afford anything in their budget or to plan more than a few weeks ahead... They can't account for unknown events, and frankly don't need to worry about going bankrupt because of an accident.

Poverty is fucked up.

> Some people have $0 and literally can't afford anything

Did you just find that out? Congratulations.

Most of cyclists in NYC are probably making more than you. Save your tears.

If you really cared and understood the dynamics of the 'poor' you would realize that stuff like this is there to protect them.

Rich person can afford the expense of two broken legs. Poor person? Not so much.

You sincerely think that most cyclists in NYC make more than even the average HN reader? You must tip really well! ;)

Stay in that bubble, and tell me more about the rich and entitled bicyclists that slow down your Uber.

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