I love it. "You can't afford to make payments, so we will make you less able to make payments."
That'd be illegal under US gov't. regulations.
While I think the whole situation is ridiculous (how would you even make a car less gas-efficient on the fly?), consider the many laws broken each day by large companies with the $ to make the suits disappear.
> how would you even make a car less gas-efficient on the fly?
My car has a 'sport mode' which seems to do a pretty good job of this ;)