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This is a circular thinking: Password managers are superior to this approach, because this approach is not compatible to password managers, the "more general" solution.

It is like saying: "We need tv sets because tv sets are the only (valid) means of entertainment."

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Absolutely false. Password managers are superior because they don't suffer the vulnerabilities I listed with email: high latency, outages, spam filters, and less secure long-lived sessions.

I already understood your point, but your argumentation is a little to black and white at times.

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