I think that the original poster (the one you responded to originally) was talking about errors in the first two senses; things that you should/want to handle yourself. I guess the last thing should be handled with a panic?
> For unexpected nils, I do like the option-type/monad approach, though in most cases (e.g., when writing Go, Java, C++, or Javascript) I just let them NPE/segfault.
It doesn't that you understand idiomatic uses of option-type. Their used for things that legitimately, as a part of the normal operation of the program, can be "null". Not for things that should really not be null. At least I assume that uses of NPE/segfault is not typically used for things that might be null (like returning null from a Map since the value is not there). So, they are not used to "hide" null pointers that shouldn't be null to begin with.
For cases where a nullable type, or Option[T] if you will, really should not be null, it would be more idiomatic to "forcefully" extract the value. In other words, use a function that returns the value, or throw an exception if it really isn't a value (it is null); throwing an exception here would be an indication of a bug. But this use is usually thought of as unidiomatic in languages like Haskell: you should rather make sure that you don't have to "forcefully extract" things like that to begin with.