What's irritating is the expense of public resources bailing people out of the pursuit of the Darwin Award. Of course the same could be said for smoking, consumption driven obesity, excessive alcohol intake, etc.
The comment here regarding personal accountability sums it. I suspect if the financial disincentive is high enough on any one of these topics, people will deselect participation in said activity. Otherwise society will (or should) deselect them as beneficiaries of resources, etc..harsh, but what other practical course of action is there?