I turned 39 today. I have two kids, a mortgage, and luckily a tolerant wife with a good job. I started working on my own indie games in May 2014. Before that I was making 6 figures. This year I'm going to struggle to make 40k. If you count business expenses, that's closer to 20k. I'm in the trough right now.
I released an indie game in 1994. Three of us worked on it and two of us had high pressure jobs by the time it shipped (we'd worked on the bulk of the game in easier times). For its time, the game was pretty successful but it didn't make us very much money and so we went on to more lucrative pastures.
It's very tough just to get noticed -- and it's far harder now. We were in Australia at the time, the web pretty much didn't exist (we released initially as shareware, later as "commercial", although the shareware release made us more money).
One of things I can offer is access to great 3d/2d artists cheaper than those in the US, I could even cover the 100% of their costs if we agree something out that benefits us all.
(Which is to say, if anybody happens to be or know art folks looking for a little bit of work, get in touch? Email's in my profile.)
(It must be harder to go from 0-40k than from 40-100k+.)
You can get an old build of the game off my website (http://www.shinyfish.com/neonjack/), but frankly it's a bit crap. I'd wait for the GDC build.