We updated the title to use language from the news release, which didn't use the term "money transmitter".

The title currently reads "Ripple fined for acting as a money services business without registration", and the complaint says "Ripple Labs willfully violated several requirements of the Bank Secrecy Act (BSA) by acting as a money services business (MSB)and selling its virtual currency, known as XRP, without registering with FinCEN".

That looks like the title matches the contents. Did the title change since you wrote the question? It is important on Hacker News, when addressing anything about the title of a submission (or about the precise URL of the submission), to quote the title or URL you are talking about, as moderators sometimes silently change the title or update the URL to point to the actual underlying story rather than blogspam.