I'm sure there are literal lapdogs endowed with more net worth and power than I have by their owners.
edit: I should clarify that wealth is not correlated with gene quality or fitness, but it may follow familial/social/emotional connections of the wealthy that seem to point to a "good lineage". Case in point: royal families
Inheritance, assuming the families have on average more than one child in each generation and the split is even, dilutes a family's fortunes over time. It would be correct to point out that the rules of some dynasties take this into account (head vs. branch families) and prevent this.
Even for myself, I used to do grunt work in a factory. Now I work from home at a cushy software job thanks to things I obtained here. Maybe I won't ever make billions, or become the next Elon Musk, but I'm happy enough just to celebrate my own successes and work to improve my own lot in life.