The whole field of UX has a strong paternalistic feel to it, guiding people toward 'defaults' and making it as easy as possible to make 'correct' choices as if they can't act rationally or in their own self-interest.
A paternalistic approach isn't necessarily a bad thing if you're being guided through decisions with the benefit of someone else's experience. It helps avoid spending mental effort on decisions which don't matter as much, so utmost attention can be given to those which do.