Trust me, I've learned all about financial responsibility. Over the past 6 years I've made great strides to save and live a very minimal life now. The lesson has indeed been learned.
There were some details omitted from my post regarding my finances as I did not want it to turn into a book. But long story short I had just started making that level of income the beginning of the year and I had a lot of expenses and debt I was paying off ergo why I had not had much saved. Selling the home was attempted but the house was tore up so bad from the renters that I didn't have the money to make it "sale ready". Selling the car was not an option as I was living in it at first.