Ah, the story starts at 27 with lots of debt... no wait, it starts with $200k in net assets including $70k already in the market... no wait, it starts at age 16 with a father who knows how to play the markets...
For what it's worth, I grew up in the lower middle class. I was never in poverty, but I saw it enough to know how lucky I was. I don't have a problem with 'how to better yourself financially' stuff (terrible at it myself, to be honest), but it sticks in my craw when people with six-figure assets and a median income are painted as 'doing it tough' :)