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I pay Fastmail what's currently going for $40/year for an "Enhanced" personal account that includes using my own personal domain.

Having my own domain avoids problems like, oh, Google going mad about true names with Google+ and shutting down my Gmail account.

I have a Gmail hosted address at a personal domain. Took ten minutes to set up.

I set up my own email server, and I consider myself to have a clue.

Mailgun + Cloudflare + Gmail