Hash table lookups and insertions take time O(1), when talking about number of items already in the hash table - and that 'when talking about' is implicit and doesn't have to be said as anyone talking about the complexity of a hash table knows that, or would state otherwise as it would be an exception.
Talking about the length of strings used as keys in the hash table is therefore nonsense when we have already agreed that we're talking about the number of elements in the hash table, as length of the strings isn't a parameter in that function.
And they never account for growth - yeah, it's amortised isn't it? That's what we wanted to do when we do an O().
I mean what you are proposing would be an interesting study - the complexity of hash tables parameterised for all sorts of different properties such as the size increase function or the load factor or whatever, but it's not what anyone means when they talk about complexity of a hash table unless they state otherwise.
So nobody's getting it wrong or making a mistake. They're using some assumptions that everyone's already agreed on and know about. If you want to talk about the complexity of something else you need to clarify.