+7% Social Security
+2% Medicare
+1% Unemployment
+5% Works comp (this varies though)
+5% Medical benefits (varies a LOT)
If someone is better informed than I, please let me know :)
IRS calls for $0.56/mile - if you assume an average delivery in SF is around 2 miles, that throws an additional $1+ per delivery cost to the business.
For insurance, I know that Lyft currently charges about $1.50 for a "safety fee" which I would assume covers their insurances. However, those insurance policies are still built on the gray contractor status and probably depend to a certain extent on driver's having personal insurance (which is a fraught relationship - most personal insurance has a commercial use exception, which means driving for work is not covered). I would assume that when they re-classify, the insurance providers will use it as an excuse to push premiums up. There's also a chance that the clarify will bring premiums down (volatility = risk, and the current classification is highly volatile), so that may be a possibility as well. Most likely though, you give an insurance company a reason to charge more and they'll take it =)
Worker's comp is going to range depending on the industry, I doubt the courier's would have especially high workers comp numbers
That's for a full-time gig, what of this applies if you cap the working hours at 30 a week to comply with Obamacare requirements?