Imagine if, when you first started programming, and you wanted to do something with numbers, and you found out that in your programming language, the way you did that was to use something they called "Integers" (I know, right? ridiculous). So you google "Integers" and you find https://en.wikipedia.org/wiki/Integer, which helpfully tells you
"In elementary school teaching, integers are often intuitively defined as the disjoint union of the (positive) natural numbers, the singleton set whose only element is zero, and the negations of natural numbers."[1]
And you get the impression that to add a couple of numbers together you're actually going to have to understand cardinality and group theory and so on.
That's kind of where we are with monads, with the insistence on the academic language.
Though it does suggest that I could have fun by persuading beginning programmers that to really grok text processing they need to start off with a thorough grounding in string theory.
[1] I checked with my son, who goes to elementary school. I'm not sure he even knows what a disjoint union is. I'll have to have words with the teacher.