Entrepreneurs don’t have a special gene for risk–they have families with money

I think, in this forum more than any other, it is clear that this article is way too simplistic. It also makes sense that a start-up needs to be monetised / pay for itself. That said, whether because of family money or the economic-cost of giving up a stable job, it is true that more financially stable people (rather than necessarily the most creative or smartest people) have more chance of founding and sustaining a start-up. Maybe that is just "the way it is" but could there be alternative ways to help encourage those from less stable socio-economic backgrounds to join the start-up world (especially as founders)?

"And this is a key advantage: When basic needs are met, it’s easier to be creative;"

If you are so poor that you can't even eat, of course you are only focusing on survival and can't be creative. But I have been the most creative when I have just enough to survive (to keep me hungry), but not much beyond that.

"If one does not have money in the form of a family with money, the chances of becoming an entrepreneur drop quite a bit,"

I know they are equating it to money, but I also wonder if it has to do with financial education taught by the parents. Many parents most likely pass their poor financial advice (or no advice) onto their kids.

A good example is getting a credit card with a 22% interest rate at 18.