I kinda do. If you're so smart, why ain't you rich?
https://en.wikipedia.org/wiki/Socio-economic_mobility_in_the...
https://en.wikipedia.org/wiki/Cycle_of_poverty
http://blogs.wsj.com/economics/2015/05/12/american-meritocra...
Because one have a soul and may not want to rip off others?
I would think most rich people got there because they created something valuable enough for people to pay money for it.