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Gcam

94 karma · joined July 11, 2016

twitter: https://twitter.com/grmcameron
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Gcam··on Ask HN: Stripe or Braintree?
I wrote a comparison for Australian companies recently:

https://medium.com/@grmcameron/stripe-vs-braintree-for-your-...

1. Feature Related Main Takeaways:

Stripe vs Braintree feature comparison: Braintree allows payments through Paypal (This can increase conversion if you believe your customer base feels more comfortable when using Paypal, a name they will likely recognize, as their card details are not revealed.) Stripe accepts American Express while Braintree does not Braintree allows you to bring your own merchant account The stripe ecosystem is (arguably) more developed (i.e. Atlas)

2. Cost Related Takeaways:

If you are going to be bringing in under $200k revenue, then Braintree will likely be the better option in terms of cost considering their first $50k fee-less revenue. However, if you are to be earning more than $200k, then Stripe will likely be the better option in terms of cost considering their lower % fee on transactions. Additionally, the number should be re-calculated based on your international/domestic split, your estimated no. of charge backs and your average transaction size.

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