Isinlor

They do have a requirement to offer basic payment account to all legal EU residents. Even to people who have no legal right to reside in EU, but whose expulsion is impossible.

From DIRECTIVE 2014/92/EU CHAPTER IV, Article 16:

2. Member States shall ensure that consumers legally resident in the Union, including consumers with no fixed address and asylum seekers, and consumers who are not granted a residence permit but whose expulsion is impossible for legal or factual reasons, have the right to open and use a payment account with basic features with credit institutions located in their territory. Such a right shall apply irrespective of the consumer’s place of residence.

Member States may, in full respect of the fundamental freedoms guaranteed by the Treaties, require consumers who wish to open a payment account with basic features in their territory to show a genuine interest in doing so.

Member States shall ensure that the exercise of the right is not made too difficult or burdensome for the consumer.

From: https://europa.eu/youreurope/citizens/consumers/financial-pr...

If you are legally resident in an EU country you are entitled to open a "basic payment account".

When banks can refuse you a basic payment account

You can be refused an account if you do not comply with EU rules on money laundering and terrorist financing.

In some EU countries, you may be refused a basic bank account if you already have a similar account with another bank in the same country.

If you're applying for a basic payment account outside the country where you live, banks in some EU countries may also want you to prove a genuine interest for doing so – for example if you live in one country but work in another.

Yes, that's sounds like a very reasonable system. I like that it shift burden of law enforcement from banks onto actual law enforcement system with proper checks and balances.

It should not be so much whether it is legal or illegal in the strict sense. The question is whether bank has sufficient evidence to suspect that illegal activity is taking place.

So bank should be held liable if they:

- do not collect evidence

- do not act on evidence

- if they act without evidence

The bank should face appropriate penalties for making misjudgments in both directions. For example, you should have a right to sue bank for refusing to provide a service. The court could judge whether bank had sufficient grounds to refuse to conduct the business with you.

The bank should also provide the evidence to law enforcement to trigger investigation into alleged illegal misconduct. If the judicial systems clears you, then again, you should be able to compel bank to provide the basic financial services.

There is regulation like that for individuals in EU. Banks are obliged by the law to provide basic financial services (bank account and identification services if I recall correctly) to EU residents as part of the European Single Market.

Yes, but when explaining it to more advanced audience you should not use technical vocabulary in a wrong way.

It's extremely unlikely that dispersed oil will detonate. It can deflagrate i.e. burn rapidly in a great fireball.

I would want to see regulations where banks are explicitly forbidden from blocking legal transactions.

If it's legal then banks should have no choice but to handle it.

Our bodies are this type of utopia. Some billions years ago individual cells evolved to live in collectives. Then they evolved to form specific castes or as we call them tissues. Cancer is a disease where some cells are loosing their caste and multiply. Auto-immune diseases are when the army caste of a body does not serve the collective.

Indeed. Sounds very similar to the OP.

> E.g. -- it's allowed to use robotic system for performing specific function(from the regulated whitelist of functions), only if no human applied for it in X months with salary =< X min. salaries."

> They confined their attacks to manufacturers who used machines in what they called “a fraudulent and deceitful manner” to get around standard labor practices. “They just wanted machines that made high-quality goods,” says Binfield, “and they wanted these machines to be run by workers who had gone through an apprenticeship and got paid decent wages. Those were their only concerns.

You should read up on ludities or Amish people. Ludities didn't like textile machinery. Amish like approximately 19-centry technology, no electricity etc.

In Europe we have severe shortages of track drivers. UK currently has random food shortages and fuel shortages, because EU drivers left the UK.

The fact is that people do not want to sleep on parking lots, have no shower access, irregular and long working hours etc. etc. Being a professional driver sucks as a way to spend your life.

There is a lot more enjoyable things to do.

In many countries you could sponsor PhD student for a year on €9,500.

It's just crime in white gloves. Academics are defrauding public money by having anything to do with Nature.

Running Arxiv per paper costs somewhere in the order of 10 dollars.

As a Polish citizen I want to see post-Brexit UK struggle, so that my government doesn't get any stupid ideas of leaving EU.

The biggest factor is that evolution made me to be a social creature. As a product of that evolution, I was also socialized to be empathic. Notion of consciousness is not necessary to create and explain morality.

BTW - We call people who will treat you like a screwdriver a psychopath (or bureaucrat :P). And people like that exists, they apparently do not estimate what it "feels like" to be you. Maybe because it does not feel anything like to be them? Or maybe consciousness is just property of existence and interaction, in the same way a color charge is a property of a quark, and so consciousness has nothing to do with high level behavior.

There are also people with lock-in syndrome. In most extreme cases they can not interact in any way besides maybe changing patterns of their brain activity in response to what's happening. We can try to establish trough contrived communication protocols if their responses make sense, sometimes just to ask if they even want to live like that.

There are also people in persistent vegetative state, where we are not be able to establish clear communication protocol. The whole thing is probably a multidimensional spectrum, depending on what damage these people suffered. So, it may be extremely hard to tell if they are aware and whether we should kill them / stop their life support or not.

Indeed, it's not chemical, but it is possible nevertheless. Practicality is besides the point.

Well, my world view is that everything is conscious, including oxygen I just inhaled and that went to my brain, sugars I ate, bacteria in my gut, my blood, my dead blood cells, as well as my skin, sweat vapor, nails, hairs, teeth, cloths, electrostatic charge on my cloths etc. Dark matter, if it exists, may be the least conscious thing we know about.

I would call that consciousness a state of existing and interacting. It is a fundamental property, and can be explained only as much as color charge of a quark. For some people that's not consciousness. So, if what I described above is not consciousness, then whatever it is that you mean by consciousness, IMO does not exists.

There is also self-recognition, the red dot in the mirror etc. which is just a behavioral pattern, side effect of intelligence.

Explain then, what should the difference between you and your screwdriver be to me?

Why should I believe you on a word that you are conscious and not believe a smart algorithm?

There are physical processes that can change lead into gold. The real deal gold.

Also, there is no reason to believe anything about consciousness.

For example, you are not conscious and in my opinion equivalent to a machine. Prove me wrong.

Climate change is no good, and we have to do better, but the past was even worse.

Try to imagine near 50% child mortality on a global scale in 1800.

That's the past. Today even the poorest regions in Africa have "only" ~15% child mortality.

Reduction of global child mortality from near 50% to below 4% is not "talking about how much better the interior is" ...

The past was an ongoing disaster worse than any westerner can imagine.

The world is better off today in basically every way than it was 100 years ago, and almost unimaginably better than it was 200 years ago.

The worst 10% today do about as well as majority of West was doing back then. And the condition of the poor is improving rapidly. The places were it is not true, it is due to wars.

But well, this is perspective of a Polish person. My country lost 25% of the population during wars with Sweden, 90% population of Warsaw. And then another 20% in WWII, and another 90% of Warsaw was lost. My grandmother lived through that. Later, during communist regime she managed to escape Poland right before Martial Law in 80' to Netherlands. My mother was persecuted after that due to contacts in the West.

Now we live in the EU. I have extremely hard time imagining my Swedish or German colleagues trying to kill me. Not everyone is peaceful to the east, but at least their tanks are not in Poland. That's progress too.

If there was enough rooms I could have rented a tiny room, like a Norwegian prison cell, from a student housing. But there was not enough of these rooms. And they were available only for one year. You had to vacate them after that.

> investors won't be allowed to buy cheap and medium-priced homes and rent them out

So, who will be renting cheap and medium-priced homes?

There are already extremely severe shortages as exemplified by students camping in tents.

Do I understand correctly that they want to kick out all the students from the cities?

When I was studying in Groningen I had to look for places to rent out of the city.

Some students were camping in tents in front of the campus.

Here is a photo from another city, Tilburg:

https://www.dutchnews.nl/wpcms/wp-content/uploads/2019/09/st...

Some academic staff were even taking them in due to shortage of places to rent.

I managed to rent a very nice place in Bedum, a village 13 km from the university campus, and I was commuting every day on bike.

China already blocks Wikipedia since 2015 and has it's own communist world view project.

I don't see how Wikipedia can accommodate Chinese world view were facts are denied.

https://en.wikipedia.org/wiki/Chinese_Wikipedia#Blocking_of_...

Wikipedia should absolutely remain Western world view project.

Take a bus, tram, metro, try bike - ask your politicians to make them reasonable.

Cities should be pedestrians first, public transport and cyclists second, cars third. Certainly something we should aim at in Europe.

There are no superhuman craftsman AI.

Something that could in one package:

- hold a conversation about what it is that needs to be done

- clean a room

- fix a sink

- make a chair or table out of wood

- dig a hole

We don't know how to make AI that will learn to play even simple game like montezuma's revenge in some reasonable play time like 30 min.

We are currently closer to months or years of gameplay required.

The location of satellites is regulated mostly by USA federal agencies. The satelites will also fall back within 2-5 years when abandoned or broken. SpaceX has also obligation to make their satellites 100% demisable with nothing getting to the ground. Besides that you can not see them on the night sky even in rural areas. And they are fully invisible in cities with enormous light pollution. The only time when they are visible to naked eye is right after launch.

Are you in the same area?

I have track record of making predictions on Metaculus.com . And yeah, the new variants were a suprise. We were expecting sars-cov-2 to evolve slower than influenza. I think this will still hold. But from my experience with generic algorithms I also knew that evolution happens the quickest after some breakthrough, when the new solution is not yet optimal. The issue is that we don't know what optimum looks like for this virus.

Besides that experts were also telling us that immunity from vaccine will likely fade.

From what I've seen from cars being put apparat by Sandy Munro company the complexity of EV cooling system maps roughly 1 to 1 with ICE. Both need cooling loops basically.

There is however a staggering difference between companies. Compare cooling in Ford Mustang Mach-E and Tesla Model Y.

Tesla just brutally crashes Ford in how much they are able to reduce number of parts, especially hoses and hose connectors. Tesla has something like 3x less hoses, 3x less parts and half the mass of the coolant in the loop (22kg vs 9 kg).

Maybe part of what you are seeing is inexperience and incompetence of ICE car manufacturers.

There are also other things that legacy car manufacturers are not willing to risk like megacasting. Something like 50 parts reduction in one cast, and good chunk of the factory floor for Tesla. And apparently the idea was out there long before Tesla but nobody tried it. While Musk loves taking financial risks if they can deliver significant engineering benefits.

https://youtu.be/m1kHsd3Ocxc

Not to mention that while Tesla may be not great at software engineering, ICE car companies and their supply chains are just ridiculously bad at it.

The questions are fairly complex, so I could easily see that people better at reading comprehension, and people who generally read more, will answer better.

Additionally, the correct answers maybe compromised, since social psychology is one of the worst offenders in the replication crisis.

I think it's maximum of 100x return. So, it's for profit with practically unlimited return.

> Returns for our first round of investors are capped at 100x their investment (commensurate with the risks in front of us), and we expect this multiple to be lower for future rounds as we make further progress.

https://openai.com/blog/openai-lp/