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Jommi

1,179 karma · joined March 8, 2016

Fintech, Economics, Hackathons, Marketplaces and Remote Work.

Message me on Telegram @Jommi

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Jommi··on ChatGPT Pulse
New technology usually gets most of its power from just finding ways of skirting existing regulation.
Jommi··on x402 — An open protocol for internet-native payments
all these are solvable problems

we can get decentralized systems to sub 0.0000000000001 cent fees. Fee volatility Wille xist but thats a prerequisite for openness.

Jommi··on Stripe Launches L1 Blockchain: Tempo
USDe is definitely not decentralized lol.

It's a hedge fund with a dual structure

Jommi··on Stripe Launches L1 Blockchain: Tempo
yes in many many many countries.
Jommi··on Stripe Launches L1 Blockchain: Tempo
and if wise bans you?
Jommi··on Stripe Launches L1 Blockchain: Tempo
that we need one company to achieve such big scale that they literally are regulated in every single country and basically become monopolistic in terms of their influence?

a Blockchain based system can maintain similar effects but with a balance of power

think about it

Jommi··on Open Banking and Payments Competition
yup, MiCA makign euroepa nstablecoins akin to real money, so stables like monerium can be used just like if you used revolut and a card from revolut

its crazy and its here today

Jommi··on Open Banking and Payments Competition
use the open source tech made for public blockchains and use that to build new banking rales for public/semi public banking networks
Jommi··on Open Banking and Payments Competition
just move everything to a public chain and it becomes easy
Jommi··on We caught companies making it harder to delete your personal data online
we are in the upcoming golden age of browser automation

this will stop being a problem

Jommi··on Show HN: Browser AI agent platform designed for reliability
just tried to use it to extract data from hyatt.com

completely failed

another hype but actually doesn't work browser agent.

Jommi··on Many countries that said no to ChatControl in 2024 are now undecided
just use a browser agent
Jommi··on The internet wants to check your ID
yup
Jommi··on The internet wants to check your ID
great time to build fine tuned open source passport and "alive" face generation models
Jommi··on The internet wants to check your ID
the mandate existed forever in different levels, but now they actually finally ended up deciding on waht kind of techinical implementation would exist.
Jommi··on The future is not self-hosted, but self-sovereign
https://vitalik.eth.limo/general/2025/06/28/zkid.html Counter Points
Jommi··on Rotki – privacy focused self-hosted portfolio manager
only for crypto, wat a waste
Jommi··on Ask HN: Who is looking for a cofounder in London?
SF scene doesn't "come together", it just has many many many sub scenes of people that exist. In most other cities only a few tech sub scenes exist.

You will need to do the work to find them, but the quality of them will be higher than random luma events in SF.

but do try luma in London, thast the modern meetup.com (meetup.com is for old farts)

Jommi··on ChatGPT agent: bridging research and action
detecting playwright is not "easy"... It can be done but its cat and mouse. Playwright in non headless mode is nearly impossible to detect.
Jommi··on Opening up ‘Zero-Knowledge Proof’ technology
Thats why we need to go even further: https://vitalik.eth.limo/general/2025/06/28/zkid.html
Jommi··on Big banks explore venturing into crypto world together with joint stablecoin
yes exactly
Jommi··on Google is burying the web alive
its super helpful. supporting. you should also accept crypto!
Jommi··on Big banks explore venturing into crypto world together with joint stablecoin
Things like Monerium (programmable, regulated EU e-money), card integrations (pay with stables abstracted to current visa/MC), mobile wallets (only build a frontend for a fintech app, everything else is done by soemone else) is a pretty huge combo.

Especially with UX, the likes of https://www.privy.io/ is interesting, now we finally have "non-custodial" wallets with just a google-login. (check how it works, its pretty cool). This means any user for any web app can have a "bank accocunt"

Other stuff is zkEmail/zkTLS for verifiable data portability without exposing raw private data (huge for things like "vampire attacks"), and TEEs with fine-grained, 'OAuth 3.0'-style access control for private compute are compelling.

Jommi··on Big banks explore venturing into crypto world together with joint stablecoin
Actually, its looking like nearly every late comer to the stablecoin game outside of Tether is not able to actually make profit on their interest gains.

They need to find business cases elsewhere.

Jommi··on Big banks explore venturing into crypto world together with joint stablecoin
most banks already offer this, its called checkings account
Jommi··on Big banks explore venturing into crypto world together with joint stablecoin
you probably hold an antiquated notion of how much transaction costs are on blockchains nowadays. It would do good for you to update your priors on this one - you'd be surprised!

https://x.com/0x_Osprey/status/1925299005191577921

Jommi··on Sam Altman Wants Your Eyeball
right so its useless?
Jommi··on Sam Altman Wants Your Eyeball
how will we solve distinguishing real humans over bots online?
Jommi··on Sam Altman Wants Your Eyeball
umm.....

you should check on that. a lot of countries have pushed fingerprint databases for a while now.

Jommi··on Sam Altman Wants Your Eyeball
KYC and KYCd accounts are a high volume item on the grey / dark net

it appears to not really do much at all

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