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LigmaYC

77 karma · joined May 6, 2022

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LigmaYC··on 'Buy now, pay later' is sending the TikTok generation spiraling into debt
The marketing exists outside of the "buy now, pay later" scheme. "Buy now, pay later" is not a scam.
LigmaYC··on 'Buy now, pay later' is sending the TikTok generation spiraling into debt
But it's not misleading or deceitful.
LigmaYC··on Boston University Undergraduate Costs Reach $80k
Oh right, thanks.
LigmaYC··on Boston University Undergraduate Costs Reach $80k
Everbody's paying for it in the form of tax, I would rather not bail out universities/banks that prey on the financial illeteracy of high school graduates.
LigmaYC··on Boston University Undergraduate Costs Reach $80k
I have around 200k in investments and 50k in cheque account, resulting in 70k per year fee. Even though that would completely wipe out my savings without paying the full amount...
LigmaYC··on 'Buy now, pay later' is sending the TikTok generation spiraling into debt
Still not a scam, although I agree that it's not ethical to push this on impressionable kids who would probably choose to go in debt for some new clothes.
LigmaYC··on Boston University Undergraduate Costs Reach $80k
What is IM formula? I am using BUs own calculator.
LigmaYC··on 'Buy now, pay later' is sending the TikTok generation spiraling into debt
"Buy now, pay later" isn't a scam.
LigmaYC··on Forget personalisation, it’s impossible and it doesn’t work
Agreed, its a mass marketers pipedream.

If you're actually involved in creative work, knowing your niche is extremely important.

LigmaYC··on Boston University Undergraduate Costs Reach $80k
>If someone's parents make $100K/year then they aren't going to pay anywhere near that $80K/year figure.

In my case, using the calculator estimate dropped it from $79k to $70k. And this is just an estimate, I doubt I would even receive 9k from the needs based scholarship. https://npc.collegeboard.org/app/bu?sessionId=N5uYUvK7OuteM4

LigmaYC··on Boston University Undergraduate Costs Reach $80k
View my calculator results in the parent comment
LigmaYC··on Boston University Undergraduate Costs Reach $80k
You can try it out yourself, in my case the tuition dropped from $79k to $70k. Which is still expensive for a family that makes $100k.

https://npc.collegeboard.org/app/bu?sessionId=N5uYUvK7OuteM4...

LigmaYC··on Boston University Undergraduate Costs Reach $80k
Depends on BUs decision, they might be one of those universities who believe parents should've been saving up for their childs education for 18 years and would still happily charge you the full amount.
LigmaYC··on Boston University Undergraduate Costs Reach $80k
Agreed. The financial aid also fools people into believing 80k per year is not insanely greedy pricing.
LigmaYC··on Boston University Undergraduate Costs Reach $80k
> Obviously $80k is still an obscene amount of money, but I don't really have an issue with kids of millionaires + billionaires having to pay that much to attend.

There is a huge gap in between, that isn't addressed in your comment. 80k/year is still expensive to someone whose parents make 100k.

LigmaYC··on Lessons learned from the recent job hunt
It depends on if you want to scale the application, but I wouldn't choose the readable O(n^2) over the less readable O(n). I would just attempt to make the O(n) readable.
LigmaYC··on Forget personalisation, it’s impossible and it doesn’t work
Fifth, Spotify recommendations have only ever given me 1 song that I liked over the 3 years I used spotify.
LigmaYC··on Half a million people watch me study on TikTok
Followers do not determine what's normal, they only do what they consider is already normal. And pioneers do what they care about regardless of whether it is 'normal'.
LigmaYC··on Half a million people watch me study on TikTok
A lack of individuality such that an action needs to be validated externally is definitely a weak will.
LigmaYC··on Apple's director of machine learning resigns due to return to office work
But it sure helps. OP wasn't conflating the two.
LigmaYC··on Final year medical students 'can't afford to pay rent'
To be fair, you have to be a high school graduate to think the current nurse career path is a great idea. Entry level jobs were better before universities monopolized them.
LigmaYC··on Apple's director of machine learning resigns due to return to office work
You take bureaucratic rankings too seriously, Goodfellow has a reputation outside of Apple.
LigmaYC··on You Don’t Need a UI Framework
The more complex the app, the more it makes sense to not a UI framework.
LigmaYC··on You Don’t Need a UI Framework
Just came to the same conclusion after many frustrations with mui-core. Honestly wouldn't mind even building a modal from scratch now.
LigmaYC··on When I tell the Windows Terminal team something is simple, I am "misguided"
No, read the first part of the sentence.
LigmaYC··on Apple, Google, and Microsoft will kill passwords and phishing in 1 stroke
All of these companies have a history of lying about privacy, it doesn't surprise me that they are one of the first to jump on the new authentication method that collects fingerprint and facial data.
LigmaYC··on When I tell the Windows Terminal team something is simple, I am "misguided"
No, this is just a temp account because I mainly lurk HN. Given your previous tone, I wouldn't suggest accusing others of being part of an "angry mob".
LigmaYC··on When I tell the Windows Terminal team something is simple, I am "misguided"
This is just a purely insulting comment. Name calling and dismissing valid complaints as that "one time he was right"
LigmaYC··on Why do you waste so much time on the internet?
Do you not feel bad when wasting time? Especially if you're just refreshing youtube and instagram, as the blog states.
LigmaYC··on When I tell the Windows Terminal team something is simple, I am "misguided"
Even in this case they seemingly "forgot" the idea that was told to them. I don't doubt that this is a possibility, but there is also a possibility that they could've just stolen it.
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