Hacker News Reader

ROFISHon Inside ACH Payments with Stripe and Plaid

Agreed. I pay royalties to a lot of different accounts and Paypal is simply the only option available. How come its super hard to go "here is my ACH account, put $XX into this ACH account"?

I'm not even taking someone else's money, I'm trying to give money! I even have the tax paperwork to accompany that payment.

ROFISHon Show HN: Email PaaS Pricing (for former Mandrill users)

Super huge 400% price hike.

ROFISHon Major changes to Mandrill, must be tied to a MailChimp account

Definitely +1 on this. It's a great feature to see if A) emails are being sent and B) templates weren't messed up in some way.

(I have had many a batch email with "{{name}" or some other templating error, heh.)

ROFISHon Stripe now supports ACH payments

So is it possible for simple ACH->ACH deposits? I'm looking to take out of my bank account and put into another (royalty payments for the curious). Ideally without having to hold a Stripe balance, just simple xfer.

ROFISHon Gerrymandering and a cure for it – the shortest splitline algorithm

One problem with this: it makes sense that district lines could be along natural (rivers, lakes, mountains) or political (towns, county) lines. Trusting a simple line algorithm may bisect a town down the middle.

ROFISHon Win for Fair Use in ‘Dancing Baby’ Lawsuit

It depends on where the item is posted. If it's your own video on your own bandwidth than possibly. But on Youtube, you still have to agree to the Youtube Terms of Service which probably includes a provision for takedown or re-monitization via automated means.

ROFISHon New Story (YC S15 nonprofit) Crowdfunds Houses for Homeless Families

Another similar question: How do you handle the purchasing of land? Do the recipients own the land?

ROFISHon Show HN: Onboarded – User Onboarding as a Service

Or even worse: "If you have to ask, you can't afford it."

ROFISHon I Am Sam Altman, President of Y Combinator. AMA

Which do you prefer most in an application: What the app currently does (or will do in three months)? What the future app might look like in five years? And/or: how it will get there?

ROFISHon Google now automatically converts Flash ads to HTML5

The opportunity is more in the network than the tech. For something like this to work, you have to convince both site owners and advertisers to use your network. (Not that it's a bad idea, but it's like 97% hussle and 3% tech problem.)

ROFISHon Another Patent Troll Slain. You Are Now Free to Rotate Your Smartphone

> It surprises me why there aren't joint defense funding efforts in place to put these industry pests to bed...

Wasn't that the original business model of Intellectual Ventures?

ROFISHon Ex-Employees Say Home Depot Left Data Vulnerable

Things like this just means we should really bring out something that doesn't expose the magic 16 digits of "charge me anything" to the world. Tokenization schemes like Apple Pay go a long way to securing the general public in an easy to use way.

ROFISHon Chip-based credit cards are a decade old; why doesn’t the US rely on them yet?

I've recently gotten chip cards for some of my business CCs and they do not require a PIN. It's possible they'll introduce this later to ease the transition.

ROFISHon Pay for GitHub with PayPal

Personally, I trust paying a person via Paypal vs. a generic credit card form. Or anything really that doesn't let me trust you with my 16+3 digits that grants full access to drain my credit.

ROFISHon iOS 8 Privacy Updates

Random question: If the specially blessed form names for user signup is 'username' and 'new-password', what's the name of the field that's "password again" (for typos)?

ROFISHon OS X 10.9.3 Is Toxic

No problems here with a 2012 rMBP 13". It appears the kernel panics are due to the swapping between integrated and discrete graphics. Since the 13" only has integrated, I've been experiencing no problems.

ROFISHon Amazon EC2 Pricing Changes Effective April 1, 2014

Heroku hasn't changed pricing since they launched, actually. The only historical price reference I quickly found was that the EC2 was $0.085/hr for (what is now called) an m1.small[1].

Heroku launched with $0.05/hr pricing.

Amazon's new m1.small pricing is $0.044/hr, nearly a 50% price drop over four years.

Heroku still is $0.05/hr, the same price as when it launched. Heroku runs on EC2.

[1] http://www.sunsetlakesoftware.com/2010/09/15/how-run-drupal-...

ROFISHon Minecraft creator says he’s canceled talks for Oculus Rift version

http://www.polygon.com/2014/3/25/5547584/facebook-buys-oculu...

> Mojang's Notch was more direct in a tweet. "We were in talks about maybe bringing a version of Minecraft to Oculus," he said. "I just cancelled that deal. Facebook creeps me out."

> We reached out for further comment, and he clarified his position. "Well, VR has huge potential in many fields, including social. I can see why Facebook would want to get in to this," he told Polygon. "As a game developer, however, I don't ever want to get stuck trying to target a platform not focused on games. People have made this mistake before."

ROFISHon Stripe Checkout

Is there a method of inserting the address if it's already known? (Such as saved customer data or another form element?)

ROFISHon EBay is worst-run company I have ever seen: Carl Icahn

Also, PayPal seems to be a payment method of choice (of many) for teenagers who are unable to get a credit card.

ROFISHon Save uberX in Seattle

I agree. The insurance situation alone is, well, strange.

* Personal insurance does not cover commercial driving. UberX only requires personal insurance to be a driver.

* Uber's own insurance only covers when a passenger is in the car.

* Most insurance companies would consider being "online" as a commercial event. At the very least, Uber telling the driver to drive to a specific destination to pick someone up is definitely a commercial event.

* Therefore in my view of things, many UberX drivers are driving without proper insurance, a misdemeanor offense.

This can be solved by either making UberX/TNC drivers carry commercial insurance at the driver's own cost, or making Uber/TNC's blanket insurance cover the entire time a driver is on-duty as if the driver had full-coverage commercial insurance.

ROFISHon The future of Fiber

I live in Tucson now and I'm paying $70/month for 50 down / 10 up, but that's for residential. Commercial lines are horrible; $99/month for 10 down / 2 up.

ROFISHon Screwed by Square

Paypal's Seller Protection only works if the use has a Paypal account, and has a confirmed address. It doesn't work if you use Paypal Pro or the Paypal REST API to accept straight credit cards without an account.

ROFISHon Screwed by Square

This sounds like more of an issue with our card payment systems rather than individual merchants. All it takes is 16 digits to fraudulently use somebody else's money and the merchant is typically liable in case of that. And to add insult to the injury, they add a $20 chargeback fee on top. The banks and processors aren't taking responsibility and instead forcing merchants whose core focus is on selling and shipping rather than the intricacies of payment handling.

Due to this lopsided arrangement, banks and processors have no reason to change the system. We should force them to take the risk of fraud; it's the only way to make the system better for everyone.

ROFISHon Flappy Bird is proof that no one knows what the audience wants

I thought that it was popular only because Pewdiepie featured it on his Youtube channel.

ROFISHon Heroku XL

Heroku's $0.05/hr base pricing hasn't changed in a very long time, while Amazon has both dropped price and increased power.

I love Heroku's service, but it's starting to get very expensive. This $576/month plan proves it. :/

ROFISHon How in-app purchases have destroyed the game industry

That's basically a demo, and demos are proven to reduce sales:

https://www.youtube.com/watch?v=7QM6LoaqEnY

ROFISHon New EC2 M3 Instance Sizes and Lower Prices for S3 and EBS

720 hours in a month is always a good back of the envelope number to remember.

ROFISHon Anti-Patent Troll Bill Passes The House

Many Democrats are afraid of any "loser pays" system due to the belief that smaller or personal entities won't properly litigate when they aught to due to fear of losing and paying.

ROFISHon OS X: About Mail Update for Mavericks

Oh, never really found it there.

That still doesn't solve the fact that pressing delete will send to trash instead of the archive, in the past it just sent to the archive.