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ToFundorNot

156 karma · joined June 29, 2017

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ToFundorNot··on The decline in U.S. life expectancy is unlike anything seen in a century (2018)
and https://www.nhlbi.nih.gov/health-topics/hemochromatosis which affects an estimated 30% of americans
ToFundorNot··on Y Combinator Top Companies List 2019
doubly so: https://en.wikipedia.org/wiki/Bre-X
ToFundorNot··on How Adam Neumann’s Over-the-Top Style Built WeWork
Even Softbank wasn't okay, they did one round, but they then reduced their most recent round from 14b to 2b

source: https://techcrunch.com/2019/01/07/for-softbank-no-majority-s...

ToFundorNot··on How much money can you make on Mechanical Turk?
Maybe where you're from but: [1] chicken breast 5.86/lb [2] rice $.94/lb [3] tomato sauce $.63/lb [4] carrots $.99/lb [5] bread $1.38/20oz [6] butter $2.95/lb [7] cheese $3.05/8oz

Which shows that it's multiples more expensive in Canada.

[1]https://www.walmart.ca/en/ip/boneless-skinless-fillet-remove... [2]https://www.walmart.ca/en/ip/rose-jasmine-white-scented-rice... [3]https://www.walmart.ca/en/ip/great-value-tomato-sauce/600015... [4]https://www.walmart.ca/en/ip/carrots/6000191271746 [5]https://www.walmart.ca/en/ip/great-value-100-whole-wheat-bre... [6]https://www.walmart.ca/en/ip/natrel-salted-butter/6000199418... [7]https://www.walmart.ca/en/ip/great-value-cheddar-cheese-marb...

ToFundorNot··on How much money can you make on Mechanical Turk?
$11 per day for meals is low, most people who live alone will spend roughly $15 a day (a single meal from McDonald's for instance is $10.95). The cheapest 'eat out' option is roughly $6 for a single meal at Costco/Ikea. Even peanut butter + jelly for every meal, and water for a drink is over $3 a day. Also, for rent, it's more like $800 for a single room in a shared unit, a bachelor is closer to $1500.
ToFundorNot··on Facebook reportedly argues there's no 'expectation of privacy' on social media
Unless you're the NSA / CSIS / Etc.
ToFundorNot··on Canada Uses Civil Anti-Spam Law in Bid to Fine Malware Purveyors
I'm not above being corrected on acronyms, I bow to you being the king of the hill.
ToFundorNot··on Canada Uses Civil Anti-Spam Law in Bid to Fine Malware Purveyors
It is literally called Civil Anti-Spam Law, so it's an accurate title.
ToFundorNot··on IT Runs on Java 8
The price is negligible in that the point is most people will work with Java, PHP, JS, etc at their workplaces yet indulge in the newest concepts/technologies on HN.
ToFundorNot··on Why Rent Control Doesn't Work
Currently? at least Vancouver, and possibly Toronto. I don't know about other markets. It's roughly 4.3% of Vancouver's housing stock[1]

Toronto has roughly 23% [2] of its for sale stock vacant, unfortunately there have been no openly published numbers on total vacancies.

[1]https://www.cbc.ca/news/canada/british-columbia/empty-homes-... [2]https://www.narcity.com/ca/on/toronto/news/a-shocking-number...

ToFundorNot··on You Are Not Google (2017)
Which is funny because I've had an instance go down. I don't have ridiculously high volume, or distributed:

-One instance -No changes to the config -I'm the only person with access -No major outages at the time

It went down, and the AWS monitor didn't actually see it go down until 45 minutes later, which it needs to be down for a certain amount of time before their techs will take a look.

It was my first time using AWS, and I didn't want to risk waiting for tech so I rebooted the instance and it started back up again. I have no idea why, but it failed with out reason, and on reboot worked like it always did.

My point is that AWS has been solid, but they are like anything else, there are tradeoff's in using their service, and they aren't perfect.

ToFundorNot··on The Heart of a Swimmer vs. the Heart of a Runner
I skimmed the report, they break down the % of people still running. They took x-rays and measured the space between the joints amongst other tests to see how much wear/damage occurred in the 18 year period. In both the control, and the runners group there were runners (17% vs 97.8%). By the end the runners group still had 55.6% running vs 3.8%.

Unfortunately they didn't break down the km's ran to classify the individuals. Also The runners group was almost more likely to do 'vigorous exercise'.

To answer your question, they did continue to classify as runners even if they stopped (and almost half did stop).

ToFundorNot··on Engineer refusing to file/disclose patents
If you have a forced vacation period, your employer is auditing your emails/drives/devices. It's perfectly understandable that they search your work assets regularly (and randomly) as espionage happens. They probably mentioned they would do this at some point long ago.
ToFundorNot··on Revolut CFO resigns following money laundering controversy
I feel like you're missing the circular logic of your argument. The laws are crazy because banks will not self regulate. They openly allow illicit funds, so rules need to be applied to stem the source.

None is blaming them for accepting funds from anyone that they come across, but there should be no confusion as to why the rules exist: because the banks will indiscriminately allow the transfer of funds from illegitimate sources.

With that in mind, the rules are crazy, because the banks don't care.

ToFundorNot··on Overwatch Randomized Trial on Gender
This study is missing one important factor, a baseline. The author should have provided an androgynous named account to see how that fared.
ToFundorNot··on Visa, Mastercard mull increasing fees for processing transactions: WSJ
If they have a purchase minimum, it's because they generally have low ticket values, sub $25 average receipt value. They exchange a low percent (as low as 1.00% on average vs ~%1.75) for a per transaction flat rate (say $.25-$.50 per transaction). The minimum is a way of keeping the processing costs in line (sub 3% for example).

The debit cards have different regulations which as far as I understand, don't exist (ie, it's like the old credit card contracts where they didn't allow you to charge a separate price for cash transactions). This is only my assumption.

There was no discussion on what regulations we had to follow for our merchants when it came to bank network transactions(the deals are brokered on a per bank basis, you can see which networks your card supports by looking at the back of the card for instance). Because of the segregated nature of the debit networks, they have less clout than visa or mastercard.

ToFundorNot··on Visa, Mastercard mull increasing fees for processing transactions: WSJ
Incidentally, debit cards ('check cards') in the US are more expensive than credit cards as a ratio of processing costs to fees (they charge %~.75.

These fees are more in line with costs in Canada (~$.03 a transaction).

https://www.cardpaymentoptions.com/fee-sweep/debit-fees-expl...

These numbers align with my experience when working for a processor in the US.

ToFundorNot··on Visa, Mastercard mull increasing fees for processing transactions: WSJ
While paperwork is easier with a cc, and the ~1.75% charge that processor's apply is valuable, there are additional risks that follow cc processing.

Fraud. While you may have an individual pay for $10-$500 in goods with counterfeit currency(rare), you'll definitely encounter $10-$5000 purchases with stolen card numbers. This means you not only lose the sale income, but you get charged a fee because there was a filing against you (charge-back).

Depending on your line of business, this can be as high as %0.66.

https://www.ns8.com/en/solutions/case-studies/industry-repor...

ToFundorNot··on Ending our Medium integration
Can't forget the susanalbumparty: https://www.bbc.co.uk/bbcthree/article/cbd0fd47-3f92-494e-81...
ToFundorNot··on The Decline and Fall of the Zuckerberg Empire
The reason for Whatsapp's success is because of the lack of borders in communication. It's not only free in the US, it's free worldwide.
ToFundorNot··on How a Tech Billionaire Created Two Fortunes and a Software Sweatshop
It didn't help that the US shifted from being a third-world, low cost labour center, to a first world economy.

US farmers - ~$9.50 USD a month ~1850's Euro labourer -~$652.44 USD a month ~1850's

Silver value in USD: https://commodityhq.com/education/a-brief-2000-year-history-...

References -

US Labour Rate(Farmers - page 6): https://www.nber.org/chapters/c2486.pdf

Europe Labour Rates (Labourer - pages 6): https://www.nuffield.ox.ac.uk/media/2150/allen-greatdiv.pdf

ToFundorNot··on Chinese Tokamak reaches over 100M degrees
Slight tangent, but Frank Stronach of Magna International, started his business smelting parts in their modified kitchen oven.
ToFundorNot··on Quitting my job has been the best thing I've done for my career
>I've gotten enough negative reactions in those 20 months, and enough rejected job applications and negative conversations with recruiters regarding my employment gap, that I really start to question (even if only subconsciously) the entire situation I put myself in by quitting.

That's a challenging position to be in. Essentially you're facing what most people with new ideas face. I could tell you that everything will be okay, and that you'll be better off in the future...

Those comments are hollow until this passes, and expecting people in general to empathize is impossible. What I can suggest is to keep at it and re-evaluate periodically. You'll find someone(s) who will understand.

ToFundorNot··on Shkreli Got Prison Time, Holmes Didn’t. Is That Fair?
I remember that one. He said he was learning to program (maybe it was angular JS, but are you sure it wasn't a book on mongodb?).

I know that if someone were to question how I spend my time, it would strike a chord. Anyone who prides themselves on their work ethic would take the question personally.

What was the end goal of asking the question?

ToFundorNot··on Ask HN: What happened when Amazon moved into your business?
We had an instance crash (first time), once we were bestowed the honor of submitting a ticket after an hours of downtime (to which the clock only started an hour after the instance went offline, we were able to solve the issue ourselves, and closed the ticket an hour after submitting it... to which a couple of days later we received a response asking about the issue.
ToFundorNot··on Nokia sold 4.4M smartphones in Q4 2017
The camera on the G5 Plus is terrible, fyi.
ToFundorNot··on Female Congressional Candidate Ends Run After Being Accused of Sexual Harassment
There are women/men that are flattered/aroused when kissed without consent.

This is the crux of the problem, some of these people have done the exact action many times before with positive outcomes.

Those complainants may be outliers or they may be the majority, it's up to the organization to properly research which is the case and act accordingly (ie, apology, or firing).

Everyone has different wants and expectations.

ToFundorNot··on Airbus’s tie-up with Bombardier is damaging for Boeing
To be fair, the Quebec government made their bed in this deal. The original terms were terrible (over valued, highly favorable to Bombardier in both failure and success). The deal the caisse made with Bombardier, was more aligned with reality. It was highly punitive for failure, and rewarding with success.
ToFundorNot··on A “right to repair” movement tools up
Very little of the physical (the lithium). However all of the precious materials (https://en.wikipedia.org/wiki/Battery_recycling#Lithium_ion_...).

It's not worth it to extract the lithium, monetarily speaking.

ToFundorNot··on Microsoft Surface Laptops and Tablets Not Recommended by Consumer Reports
I'm still running the original Surface Pro, unfortunately the magnetized grid for the pen died about two years ago leaving only touch or touch pad.

Besides that, it's going strong four years later.

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