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Zircom

1,052 karma · joined January 5, 2012

forrest@notzir.com
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Zircom··on Philly pays $30K to two 'courtesy' tow victims, but class-action suit continues
Absolutely, they can direct you to the right kind of lawyer for whatever situation you find yourself in, and honestly with something that's often incredibly location specific like parking and/or towing laws it's usually more than worth it to just get a professional involved instead of spending hours of your time researching and doing things yourself, when $100 for an hour of their time to draft and send a demand letter will accomplish the same thing.
Zircom··on Why do all these 20-somethings have closed captions turned on?
One downside of having captions on all the time is that forced subtitles when characters are speaking a foreign language in an otherwise native language show are usually burned into the actual video stream instead of being in the same text file that the normal subtitles pull from, so a lot of lazy captions providers will put something like "<Walter speaking Spanish>" in the captions, which will then be displayed over the same space the burned in subtitles are for the entirety of the time they are speaking, meaning I have to rewind, turn off subtitles, rewatch the scene, then re enable the subtitles if I want to actual know what is going on.
Zircom··on Philly pays $30K to two 'courtesy' tow victims, but class-action suit continues
Call your state bar association and get a referral for a local attorney, a lot of state bar associations offer 30 minute consultations for >$50, and at the very least give you advise on how to proceed. A lot of times a demand letter sent from a lawyer is enough to get them to release the car and waive whatever bogus fees they're charging, and if not off to small claims court, where again they can advise you how to proceed or even handle it themselves if you'd like.
Zircom··on Meta cuts Responsible Innovation Team
The security team at my current company also refuse to allow self password resets. The only way is to call our service desk and give them your DoB and last 4 of your SSN... and they completely ignored me when I pointed out that for at least half the population the US that information is more or less public due to several data leaks.
Zircom··on US Government Bans Export of Nvidia A100 and H100 GPUs to China and Russia
Why is the tech sector about to collapse?
Zircom··on Short story about my Steam Deck
You're surprised that the handheld console with controller inputs, only really works well for games designed for....controller inputs? I don't really know how you expected anything different? Obviously playing games designed for keyboard/mouse is gonna have to make compromises to work on a device with controller inputs, it's the same way when playing games designed for controllers on PC. You either plug in a controller or deal with the (usually slight) jankiness. Same goes in reverse for the Deck.
Zircom··on The Biden-Harris Administration's Student Debt Relief Plan Explained
Does anyone see when the cutoff is? I went back earlier this year in February to finish my bachelor's and took out some loans, will those be getting paid off by this?
Zircom··on Show HN: Pornpen.ai – AI-Generated Porn
Where did you get the training images from and about how many did you have? I'm looking to do a NSFW AI image generator as well but finding the training data has been something I've yet to nail down a plan for
Zircom··on FDA moves to make over-the-counter hearing aids available
What website do you use?
Zircom··on Can the Visa-Mastercard duopoly be broken?
Some arbitrary policy they happen to have about personal transfers doesn't absolve them of the responsibility of policing their platform to ensure it's not being utilized by scammers, and shutting them down when they find them, or when they are EXPLICITLY REPORTED TO THEM. That's what I was referring to when I said they're a joke about addressing fraud. The website is still up, it still directs you to the same form to send money to the same exact account. I highly doubt my brother was the first person to call them and complain about this person, but their account is still active and apparently in good standing. What a fucking joke. It would take them literally 5 minutes of investigation to go to the website, see how it presents itself as a retail store, and to go through the checkout process that eventually leads to a page for a personal transfer, which is clearly not correct, and no goods are ever delivered, and clearly it's entirely meant to fraudulently separate non-savvy buyers from their money. But they clearly have zero interest in doing any of that, since they still get to collect their percentage on every transaction sent to him, they couldn't care less.
Zircom··on Can the Visa-Mastercard duopoly be broken?
>TBF, is there any way to do fraud protection on personal transfers ? Imagine you sent 100 bucks to your cousin and 10 min later requested your bank to get your money back because you sent it to the wrong cousin.

When it's easily verifiable that actual fraud has taken place I would say yes. It would've taken them literally 5 minutes of their time to investigate by going to the website, seeing it presents itself as a retail furniture store, and to go through the checkout process and seeing that it ends up at a form for a personal transfer, and that no goods ever end up being delivered, all of which clearly indicate the transaction is 100% intended to be fraudulent by the supposed seller.

Zircom··on Can the Visa-Mastercard duopoly be broken?
PayPal is a joke when it comes to addressing fraud, it's completely hit or miss on both sides. My younger brother got scammed out of like $100 trying to order a chair from a furniture website that turned out to be some guy in China scamming people. The "online store" only accepts Paypal and when checking out, instead of the usual PayPal process is directs you to a page that's already completely filled out to send the correct amount as a personal friends and family transaction. He realized something was up literally minutes after completing the transaction when he saw that the email confirmation listed a random Chinese email address and saw it sent as a friends and family transaction and immediately called PayPal support and they basically told him to get bent and refused to reverse the transaction, because they don't offer any guarantees or protection on personal transactions, completely refusing to address the fact that this guy is scamming people using their platform.

He had to do a chargeback with his credit card company and got his money back that way, but of course PayPal banned his account in response.

Zircom··on Mexican Loan Apps, Extortion, and the Google Play Store
The Extra Cash Account is a completely different offering from Dave's normal cash advances that I'm referring to, and is specifically designed to build people's credit scores, so of course it would be reported to credit bureaus.
Zircom··on Mexican Loan Apps, Extortion, and the Google Play Store
I haven't personally, but know several people that run in some of the same online circles as me that have with zero issues. Most of them even went about 6 months taking out and paying back advances on time just so the apps would start lending them even more, and only once they got it up to like $500 is when they'd take the money and "run".
Zircom··on Mexican Loan Apps, Extortion, and the Google Play Store
You can already do this with the existing "loan" apps like Dave or Brigit in the US. They're not legally loans and there's no expectation or requirement to actually pay them back, and they can't pursue you for it or send it to debt collection. Just take out the "loan", call their customer service line and remove your bank account, and that's it. Free money.

Dave Terms of use section 9.3:

"However, Dave warrants that it has no legal or contractual claim against you based on a failure to repay an Advance, but Dave will not provide you further Advances while any amount remains unpaid under the Advance Service. With respect to a failure to repay an Advance, Dave warrants it will not engage in any debt collection activities, place the amount owed with or sell to a third party, or report you to a consumer reporting agency. "

Empower Terms of Service dated Dec. 8th 2021 Section "Empower Advance"

"We offer Empower Advances on a nonrecourse basis. This means you have no unconditional obligation to repay any Empower Advance. Consequently, we warrant to you that we have no contractual or legal claim against you for an Empower Advance, and we will not engage in debt collection activities, place the amount advanced with or sell to a third party, or make any reports to credit reporting agencies regarding your Empower Advance. However, we reserve the right to deny you access to Empower Advance if you (i) do not meet the qualification requirements, (ii) request an excessive number of Empower Advances in succession, or (iii) do not repay the full balance of an Empower Advance. "

MoneyLion Instacash Help Center - Instacash - " What happens if I can't make my Instacash repayment?"

" Remember that you have no obligation to repay any Instacash advance you receive but you won’t have access to additional Instacash advances until you have repaid all of your previous advances and related Tips and Turbo Fees. It's important to know that when you miss a payment, we will continue to attempt to repay your Instacash advance and any related Tips and Turbo Fees from your eligible accounts as long as your payment authorizations for those accounts remain active. You can withdraw the payment authorizations on your accounts or debit cards by following the prompts in the MoneyLion App to remove the payment method or by contacting customer service at customercare@moneylion.com, 1-801-252-4427, or at ML Plus LLC, Attn Customer Service, P.O. Box 1547, Sandy, UT 84091-1547. Please note: You must notify us at least three (3) business days (business days are Mondays through Fridays, excluding bank holidays) before your scheduled repayment date to give us and your financial institution sufficient time to process the revocation."

Zircom··on Is DALL-E 2 ‘gluing things together’ without understanding their relationships?
Absolutely stealing this idea, look forward to being credited for the idea in the future show hn post :P
Zircom··on The high-stakes race to engineer new psychedelic drugs
Well today's society causes people to shoot up schools and parades, so frankly biting off an ear sounds pretty preferable.
Zircom··on TikTok videos leave teens thinking they have rare mental disorders (2021)
You have a salient point in regards to mask vs identtiy being an abitrary distinction and I agree it's definitely a spectrum to an extent, but thaat's nothing to do with the majority of the people on those subreddits and tiktok circles. They will literally fake seizures or passing out to indicate when they change between alters, or insist that they have literal fictional(often anime) characters as part of their "systems", and do these delusional showcase videos where they will rapidly shift between all of their "alters" on video, changing their facial expressions and posture to signify that they're a different one.
Zircom··on Mullvad is now available on Amazon
As someone who does handles a lot of gift cards, it's not hard at all to cover the code back up. They sell little peel and stick things online, or it's not hard to make your own. There are people that go around to stores, take unactivated giftcards, scratch off the sticker to get the code, and will then reapply another one and put it back in the store to be bought and activated by someone, meanwhile they are periodically checking whatever website you can see the balance on to see if it's been activated yet so they can use it or sell it out from under you.

So my guess would be Amazon doesn't take returns on giftcards in the first place.

Zircom··on A brief history of nobody wants to work anymore
Could also stop deporting the people that are already here working. My girlfriend in college was from India, was here on a student visa and graduated with her Electrical Engineering degree fully paid for by scholarships. Not sure on the details because we weren't super close after she graduated, but she continued staying here and worked under that same visa for maybe 2 years before it ran out. Her company couldn't get her an H1-B in time and her application for a permanent residence didn't go anywhere because it's basically a lottery. So they shipped her back home after dropping $40,000 on her education. What a waste.
Zircom··on Glassdoor not so anonymous
Pretty dumb to talk crap about your employer on said employer's hardware and/or network, regardless of how true it is or not.
Zircom··on Mpv – A free, open source, and cross-platform media player
I think the reference to Elton John and Bieber is more a dig at the quality of Bieber's music, not anyone's (actual or perceived)sexual orientation, and that it's inclusion on the same CD is tainting Elton John's legacy.

So if anything he respects and likes the famously gay person, so wouldn't characterize that as homophobic.

Won't speak to the anal sex reference because I haven't read the whole thing yet.

Zircom··on People with low BMI aren't more active, they are just less hungry, 'run hotter'
I don't keep it in the house, I only eat it when we go to a dedicated ice cream place really. So one scoop+cone is enough for me, considering if I'm at an ice cream place it's usually before or after we're going somewhere else to eat, or otherwise it was a spur of the moment thing, and either case I'm not gonna be trying to eat a ton.
Zircom··on Tell HN: Dis the Sopranos? Machine Learning Put Me on Facebook Suicide Watch
Yeah I just got hit by this on one of my reddit accounts. Haven't even posted anything in a few weeks and randomly got this message[1]. Luckily it didn't restrict my account in any way unlike OP and Facebook.

1. https://imgur.com/a/mui2REE

Zircom··on Company sends remote worker photo of herself, fires her for going to kitchen
As long as they can accomplish their job duties I don't think it should matter what they're doing in their own home while working.
Zircom··on People with low BMI aren't more active, they are just less hungry, 'run hotter'
Do you not consider an entire cup of ice cream a lot? I call it quits at one scoop personally.
Zircom··on Scorched Earth: The Mother of All Games
Pocket Tanks is a later version of this I played with my grandfather on his PC growing up, its available in the app store for both iOS and Android, I play it with my brother all the time.
Zircom··on Best radios to use in an emergency (2021)
Do people get charged after they get rescued? I'd imagine it's pretty expensive to send a team out into the wilderness, do they recoup the costs from the rescued?
Zircom··on Popcorn Time Is Back
Dallas, Texas with Spectrum for the last 3 or 4 years.
Zircom··on Popcorn Time Is Back
Yeah, I have had 0 copyright notices ever just downloading stuff, until literally this last week when I actually decided to stop being a leacher and seeded all the torrents I still had the files downloaded back up to 3x ratio. Got 3 copyright notices in a few days and then they actually flat out turned my internet off this morning until I called them. So finally got around to buying and setting up Mullvad and now all will be good from now on hopefully.
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