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acd

2,934 karma · joined October 5, 2012

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acd··on Google Cloud Anti-Money-Laundering Tool for Banks, Betting on the Power of AI
For EU, this means massive tracking of all customers transactions by a company focused on selling advertisement by tracking user behaviour.

How do you opt out if your bank are using this?

GDPR Schreems II, EU DSA digital services act.

acd··on Ask HN: IP cameras that don't require an app or internet?
Axis cameras
acd··on Sennheiser HD 555 to HD 595 Mod
Had my Sennheiser headphones for more than 20 years they still work and sound great! :)
acd··on New Massachusetts right-to-repair law now being enforced
We need to enforce user repairable electronics to save the planet of e-waste.

Laptops Battery swap, Memory upgrade Cpu upgrade, Motherboard upgrade Standardized components PSU Motherboard sizes.

Headphones battery easy to swap. Speakers easy to swap. Main board easy to swap/upgrade

All these should be as easy as swapping aaa/aa batteries in devices.

Open source car/tractor Standard motor Standard framework etc

acd··on A man sued Avianca Airline – his lawyer used ChatGPT
I think it should be required to state if a written statement is written by a GPT.

"This text section is written by GPT provided by company XYZ"

Then humans would know that a particular part is written by an AI.

acd··on YouTuber who staged plane crash faces up to 20 years jail
Youtube acts as social media. Its an attention economy. I think there is something wrong with advertisement combined with social media.

What I think is wrong is that as long as there are viewers algoritms promotes content which get a lot of viewers.

acd··on US banking crisis: Warren Buffett says bosses should face ‘punishment’
The issue is that we again and again saves banks through central bank saving them.

Central banks intervene in the natural flow of interest rates. Central banks manipulating interest rates have created a housing and startup bubble.

Central banks acts as socialism for the rich. Enhancing income differences. Now all is paying for this mess through inflation.

acd··on EU sends Apple stark warning over USB-C charging on new iPhones
Apple many many dongles. Adapters to iphones, cable adapters to macbooks, cable adapters to 3.5 inch headphone jack, to hdmi. Too many Apples dongles exception. My dongle collection is larger than yours.
acd··on Prime Video service dumps microservices, cuts AWS bill 90%
Monoliths have local CPU L1-Cache speeds, distributed microservices have JSON desearlization,searlization, network round trips.

Distributed stateless monoliths can be faster than microservice.

Carbon foot print, cloud bill of too many microservices is probably high.

acd··on Lithium-ion batteries a growing fire hazard in NYC garbage trucks
Thats a smart system. In Sweden and other countries there is pant, pantamera "container deposit system" you recycle aluminium cans in the store. One reason it takes a lot of energy to melt aluminium which you use to make aluminium cans.

You should get money back when recycling electronics so there is an economic incentive todo recycling.

acd··on Xterm: It's better than you thought (2021)
Xwindow system is fantastic in its design. One have to put the mindset when X window system was designed CPU, memory was very expensive so the best thing was to share resources with colleauges. Thus in the 80s Dos, digital eqipment Wax mainframes, 90s you had PCs with spinning disks running Windows.

X and here is the power of allows you to run graphical windows created from another computer. Much like you can use ssh and pipewire to commect to remote hosts and send sound over the network. X allows you to send graphical windows over the network.

"Network Transparency:

X was designed to work seamlessly over a network, allowing applications (clients) running on one machine to display their GUI on another machine's screen (the server). This feature enables users to work with remote applications as if they were running locally."

Moden operating systems still dont quite have the render remote GUI operating system windows like local Applications. Yes there is server side rendering of web apps but not for whole native operating system windows.

There is beaty in the design philosophy of Xwindows.

acd··on BOE Chief Economist Says Britons ‘Need to Accept’ They’re Worse Off
We should welcome back Brittain to the European Union. To lessen inflation.
acd··on What’s the point of tech conferences?
The point is the coffee breaks and networking. Not the talk themselves.
acd··on A Computer Generated Swatting Service Is Causing Havoc Across America
Phones needs to automatically send true identity of caller when calling emergency services.

Ie your sim/e-sim needs to act as certificate. Certificate is presented to 911.

Same when calling bank etc.

acd··on In 2019, Volkswagen decided to create a car OS. How’s that going?
I think it would be smarter if cars ran open source.

Open hardware, upgrade car cpu, gpu Open software. Linux dashboard.

So instead if your car becoming like an old smartphone on wheels. With opensource It would become upgradeable.

CarITX HDMI for car display.

acd··on Ask Wirecutter: Can you recommend a not-smart TV for me?
Please stop calling internet connected devices that spy on peoples behaviour to sell targeted personalised advertisements smart.

Dumb spying devices:

* Smart Phone, ad phone * Smart Watch, ad watch * Smart TV, ad tv

Possibly the older device was smarter since that did not spy on you.

acd··on Ask Wirecutter: Can you recommend a not-smart TV for me?
Buy a smart tv but dont connect it to the Internet no Wifi, no lan cable. Instead connect and use offline video sources such as Blueray, VLC.
acd··on Paris votes to ban rental e-scooters
I think the main issue is use private companies of common shared space. Its not certain that a private companies has the right to use public communal spaces.

Secondary issue physics. A person riding an electric scooter is a danger to other pedestrians especially vulnerable are children and eldery.

Kinectic energy calculation

KE = 0.5 × m × v²

Let's calculate the kinetic energy for each speed:

5 km/h (1.39 m/s): KE = 0.5 × 70 kg × (1.39 m/s)² ≈ 67.5 J (joules)

10 km/h (2.78 m/s): KE = 0.5 × 70 kg × (2.78 m/s)² ≈ 270 J

20 km/h (5.56 m/s): KE = 0.5 × 70 kg × (5.56 m/s)² ≈ 1080 J

Chat gpt explaining the above impact energy

"67 joules: This amount of energy is roughly equivalent to the energy required to lift a 6.8 kg (15 lbs) weight one meter off the ground. Imagine dropping a 6.8 kg object from a height of 1 meter; the impact would be relatively small and generally tolerable.

270 joules: This energy is comparable to lifting a 27.5 kg (about 60 lbs) weight one meter off the ground. Picture dropping a 27.5 kg object from a height of 1 meter; the impact would be more significant and might cause some discomfort or minor injury.

1000 joules: This amount of energy is similar to lifting a 102 kg (about 225 lbs) weight one meter off the ground. Imagine dropping a 102 kg object from a height of 1 meter; the impact would be substantial and has a higher risk of causing pain or injury"

Third issue is blocking of pedastrian spaces, this is a danger to visually impared. A form of littering.

acd··on What broke Sweden? Real estate bust exposes big divide
It was zeeo interest rates policys by central banks who helped inflate this real eastate boom.

Sweden has also had fixed prices on rental prices. This means that you need to queue very very long to get a rental contract.

Combine price control on rental, "zero" interest rate policy by the central bank driving up home prices.

acd··on Less than half of U.S. workers use all their vacation days
US should add an extra week of vacation.
acd··on Apple introduces Apple Pay Later
What are the financial incentives for Aplle to providing this service for free? US interest rates currently being close to 5 percent.
acd··on Utah is first US state to limit teen social media access
What is the difference between tobaco and social media? What are the similarities between tobaco and social media in the brain?
acd··on We need a new economics of water as a common good
We need to pay for all common reources such as fish, groundwater, polluting air quality. However banks and investment companies should not be allowed to invest otherwise the market will become skewed.

Earths resources are not endless. We share earth with future generations. Thus we should try and live in harmony with eco systems.

acd··on Reasons the banking crisis isn’t a repeat of 2008
This time its different.

Wait we have been through this before. The 2000 dot.com boom, 2008 subprime banking crisis where we bailed out the banks and the banking bonuses. 2023 silicon valley bank, credit suisse. Central bank zero interest policy caused this. Somehow it started in 1980-1990 Japan with their real eastate crisis and japanese bonds central banks going towards zero interest rates. Hopefully it will be better this time.

I guess now we will have a mix of startup bubble, real estate bubble, obligation bubble, stock proce inflation of p/e rates valuations.

acd··on Home Prices Fell in February for First Time in 11 Years
General trend:

Interest rates go up then home prices fall. Interest goes low then home prices rize.

People borrow what they can afford to pay in mortage which drives home prices.

Which is a simplified generalisation which does not take into account job market, government policies and incentives and economic booms.

acd··on Docker is deleting Open Source organisations - what you need to know
Since Silicon Valley bank with fdic takeover, the "free" services will go away. Free central bank money is gone due to higher inflation and interest rates. Free open source tiers are going away.
acd··on Improved audio rendering with an optimised version of memcpy (2013)
I am a Hifi enthuiast. Member of church of hifi. Ie I believe it sounds better sometimes. This is similar to how a wine can be rated higher if you have a nice time with friends in a good setting. Lately I have started to switch over to studio monitors. Sound is subjective for example with headphones its harder to say that what audio curve is correct as that is subjective to the listener.
acd··on Philips and the death of Europe's last electronics giant [video]
I have a old Philishave Philips shaver who is made in the netherlands. Replaced the old shaver with a newer Philishave shaver made in China. Turns out the old shaver is better than the new. The old shaver shaves more closely to the skin for a better result more smooth shave.
acd··on Meta rediscovers the cubicle
Private office spaces will be rediscovered past Silicon valley bank dotcom 2.0. The dynamic driving this will be that office space assest price will fall with higher interest rates.

The dynamic was that close to zero central bank interest made it cheap to finance office real estate. That led to increased rents. That led to open office plans.

I predict that the open office floor space trend will go in reverse towards private office space.

acd··on Bank run on Silicon Valley Bank
The higher central bank interest rates is affecting Future discounted cash flow and valuations startups. I wrote a blog entry about it last year where I predicted a lot of non profitable startups would be effected about it.

The king without clothes fairy tale of startup unicorns is starting to hit reality of financing capital at high interest rates.

Many startups have not had sound viable business models which yields black profit numbers but have instead run on red minus numbers year after year. Due to very low interest rates it has been too easy to start new companies. Thus many startups have been started without viable business ideas. The startups have been funded by venture capital, venture capital have calculated on future discounted cash flow when valuing the investments. Now that central banks are raising interest rates to fight inflation the higher interest rate will effect venture capital firms calculations. Venture capital uses future discounted cash flow. Now central banks artifically altered the interest rates by quantive easing which forced interest rates lower than the natural market yield.

“Application

To apply the method, all future cash flows are estimated and discounted by using cost of capital to give their present values (PVs). The sum of all future cash flows, both incoming and outgoing, is the net present value (NPV), which is taken as the value of the cash flows in question;[[1]](https://en.wikipedia.org/wiki/Discounted_cash_flow#cite_note...) see below.”

source: https://en.wikipedia.org/wiki/Discounted_cash_flow

According to the investopedia article four values are among other used to value startups:

* Cost-to-Duplicate

* Market Multiple

* Discounted Cash Flow (DCF)

* Valuation by Stage.

source: https://www.investopedia.com/articles/financial-theory/11/va...

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