arfrank

Citi still has this functionality FYI, just tech that powers it hasn't changed, so stuck with Flash or Windows EXE

Take a look at Marqeta.com, this is their bread and butter.

Some quick, deep analysis here (from an industry veteran): http://blog.starpointllp.com/blog/?p=4391

Compared to the closest public First Data roadshow video (likely a private one for investors): https://www.youtube.com/watch?v=xRMYeNBuBgU

You are correct. Forgot about that one since it's just their flash app wrapped to work on Windows with a bit of extra copy & paste functionality.

The only two live US banks with this on the consumer side are Citi and BoA. The unfortunate thing is that the functionality is all accessed via old flash applications.

We're building exactly this product for exactly this reason at Final. Email me and I'll make sure that you're an initial user.

<Shameless self promotion>If you're in the US: We're working on solving this at getFinal.com. Email us and we'll make sure you get taken care of as soon as we can.

Info in my profile. Reach out and we'll get something setup

The movie was entered into public record (https://twitter.com/Cryptomeorg/status/566616227582582785 & http://cryptome.org/2015/02/edwards-019-027.pdf):

Mirrors: http://ergot.yfkm.eu/Citizenfour-HD.mp4 & http://ergot.yfkm.eu/Citizenfour.mp4

The movie was entered into public record (https://twitter.com/Cryptomeorg/status/566616227582582785 & http://cryptome.org/2015/02/edwards-019-027.pdf): http://cryptome.org/Citizenfour-HD.7z & http://cryptome.org/Citizenfour.7z

Mirrors: http://ergot.yfkm.eu/Citizenfour-HD.mp4 & http://ergot.yfkm.eu/Citizenfour.mp4

1) An actual startup, currently graduating from the TS Boulder. Talking with a bunch of banks to see who can get this thing into consumers hands fastest.

2) We'll work with ApplePay 100% (currently its the only way to get to the NFC chip on the iPhone)

We started working on all the sites but ran out of time...my favorite is http://deluxesweaters.biz

Thank you! Adam is a creative genius who knows the right way to convey complex messages. It took many iterations to get it just right, but he's the real star here.

Thanks, editing the live code repo of our marketing site to make the CTA clearer

The industry goes much deeper than that, and there are many vendors that also issue virtual cards via other methods. Checkout Wex & Conferma for a few.

A few big changes are happening on the backend of payments that we also plan on leveraging. See this spec if you want to learn more about them: http://www.emvco.com/specifications.aspx?id=263

We're partnering with a banking institution to issue a new line of credit to consumers.

Card design standards have been changing in the last year. We'll be issuing a card over the V/MC/Amex network, which requires the card to have a network logo on it. Exact branding is battle we know we will have to fight with the networks and our partner bank, but ultimately 100% acceptance at all merchants is our goal.

Thanks, looking into this right now.

CTO/Co-Founder of Final here.

Final is what we built to take back control of our own credit cards for how and when we’re charged, instead of leaving it up to merchants. That led to merchant-specific numbers and limits, managed automatically, as well as transparency in statements. It’s our stake in the ground, a way to shift the culture in credit towards consumer friendliness.

Happy to answer questions

Looks like Apple's commission is ~15-25 BPS for participating banks (from those banks):

   "The biggest “surprise” over last 2 months is that Apple has squeezed 15-25bps from the 5-6 participating banks at launch (C, BAC, COF, JPM, Amex and perhaps WFC)."

http://blog.starpointllp.com/blog/?p=3855

Curious to hear what innovations you see coming down the pipeline? The spec also discusses loyalty programs via tokenization, but no one has yet to implement them to my knowledge.

It erodes, but also enables you to focus on your companies core competency rather than payments.

Also viewing this through the lens that e-commerce view shopping cart conversion rates, this might up initial conversion for new services, which in Uber cases is a win. Just forces everyone to focus more on product.

Looks like Apple's commission is ~15-25 BPS for participating banks

   The biggest “surprise” over last 2 months is that Apple has squeezed 15-25bps from the 5-6 participating banks at launch (C, BAC, COF, JPM, Amex and perhaps WFC).

http://blog.starpointllp.com/blog/?p=3855

Also what % return are mutual fund and mutual fund-like investors looking for over the next decade? If 5-year average is (5-25)% loosely then you're either looking at an investment that blows that return out of the water, or doesn't really impact your overall fund at all.

My gut reaction is that if you could get in early enough on the next Starbucks it could return a large enough payoff to be worth the risk.

Boulder, CO

Simple Energy - TechStars company

http://www.simpleenergy.com

4 Positions: http://www.simpleenergy.com/jobs

* Product Manager (gaming experience pref'd)

* Front-End Engineer

* Back-End Engineer

* SysAdmin/DevOps

Simple Energy is making saving energy social, fun, and simple. We change how millions of people save energy by changing how utilities engage their customers. We take real energy data and create social games and contests that drive people to save energy. You could be the fifth member of a funded startup that Mashable recently named one of "8 Startups that are Changing the World." http://mashable.com/2011/08/19/startups-for-good/

* Generous moving benefits to beautiful Boulder, CO

* Awesome Mac setup

* Sweet office w/ standup desks overlooking a creek

* Every new employee saves enough energy to power 1,000 homes

FYI: There are error in the display of the blogpost announcing it at: http://blog.recurly.com/

Since your probably checking here, might as well ask. Any plans for an API, so I can build a web app of some sort, send image data and user over to your site for payment, and have you send out their creation?

Bugherd, last time I used it, did a js embed widget for website/design changes/feedback. May have changed, but it was a neat idea then.