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baccredited

696 karma · joined September 22, 2015

twitter: @baccredited
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baccredited··on In praise of cash
I get roughly 2% back on every credit card transaction. For me, worth the hassle of occasional identity theft I'm not liable for.
baccredited··on The story of Heady Topper, Americas most loved craft beer
Agree that Heady Topper is the best. Love Pliny the Elder and Zombie Dust (which are almost as hard to get where I live) but Heady stands alone for me.

My favorite widely available IPA is Jai Alai. What is yours?

baccredited··on Ask HN: What stock are you investing in right now and why?
Thank you. I have used Quantopian but they are geared more toward a day-trader type of mentality:

https://www.quantopian.com/allocation 'We are looking for algorithms that turn over their portfolio between 12 and 500 times per year (e.g between once per month and twice a day).'

I hold my stock picks for one year, so Quantopian definitely doesn't work for me.

baccredited··on Nintendo Switch review: pure potential
Anecdote: my son and all his 13 year old friends can't wait for this console and are all preordering this week.
baccredited··on YC W17 Launch: MDAcne, Supr Daily, Bitrise, and Bulletin
wefunder.com

I have done some $1,000 deals at angel.co

fundersclub.com used to allow some $1,000 deals (and I did a few), but now the minimum seems to be more like $3,000.

baccredited··on Ask HN: What stock are you investing in right now and why?
Most recently UPS and LMT. For my homegrown quant strategy called Marmot I buy 25 stocks a year, 4% each. 2 stocks each month, 3 in January.

I have backtested returns of over 25% a year since 2001 so I'm confident I can beat the S&P over a 5 yr time horizon.

I would love to enter some sort of contest where I could compete against other amateur and pro investors. I would crush most of them in the long run. Know of anything?

baccredited··on YC W17 Launch: MDAcne, Supr Daily, Bitrise, and Bulletin
YC - Love the blog post intro format. If you offered a daily email with new YC company descriptions I would subscribe (just subscribed to weekly). I've invested in over 100 startups--this is more than curiosity.
baccredited··on Ask HN: Do you invest in funds? If so, which ones and why?
Do what Warren Buffet tells his heirs to do:

  90% VOO
  10% BND
baccredited··on Newspaper subscription experiment
This guy's approach reminds me of why I ended up with Dish instead of DirecTV. Dish was the one that lets me DOWNGRADE my service without forcing me to pick up the phone. Cancel HBO? Just click!
baccredited··on DigitalOcean introduces Load Balancers
No ipv6?
baccredited··on YubiKey 4C
Do any of these RSA alternatives have an LCD display showing the id? Our work computers are locked down and USB is not an option.
baccredited··on Ultrasound Ages Liquor Two Years in Just Three Days
I'm a big fan. Have invested in over 100 companies through FundersClub/Wefunder/Angel.co over the last 4 yrs. Most of them YC companies. Startup investing is a long game, don't really expect meaningful returns until the 7 to 10 yr timeframe. Have backed off a bit recently with a need for more liquidity (kids entering college in the next few years).
baccredited··on Ultrasound Ages Liquor Two Years in Just Three Days
Not sure if the tech is the same but Cleveland Whiskey does something similar and is already on the market. Disclaimer: I invested through YC company Wefunder.
baccredited··on How to Unlock Netflix Hidden Categories
Any way to only display things that are available for download?
baccredited··on [dead]
Thanks for posting davidbarker. I have asked YC to chime in on this issue: https://news.ycombinator.com/item?id=13506412
baccredited··on AWS US-EAST-1 has intermittent network connectivity issues now
I keep a vpn open to us-east-1 all day and I've seen it get dropped a few times in the last hour.
baccredited··on Affordable Care
Damn. I saw the title and thought YC was starting a healthcare company. That would have been awesome.
baccredited··on Ask HN: Favorite subreddit?
https://www.reddit.com/r/financialindependence/
baccredited··on Show HN: Founderkit – Startup tool recommendations from 1,000 YC founders
Why do they need my email address during signup? Isn't access to my twitter account enough?
baccredited··on Ask HN: Is buying a house in 2017 a good idea?
>you can keep up to $250,000 of capital gains from your home, tax free

And I'm pretty sure it is $500,000 for married couples: http://www.nolo.com/legal-encyclopedia/the-250000500000-home...

baccredited··on Ask HN: What are your tech predictions for 2017?
Hordes of HN readers will continue searching for 'passive income' which basically doesn't exist.

People of HN: sell your dev skills for money and invest the money in assets that appreciate!

baccredited··on Ask HN: What are your favourite computer programming quotes
'Doing linear scans over an associative array is like trying to club someone to death with a loaded Uzi.'

Larry Wall

baccredited··on Ask HN: What “missing” technical solution(s) do you wish existed?
native Ruby support for: 1. amazon lambda 2. iOS apps 3. Android apps
baccredited··on Ask HN: What simple tools or products made you loads of money?
Got an alternative? I'll put VOO against it. After 10 yrs if you win I'll donate $1,000 to the charity of your choice. If I win let's do watsi.com
baccredited··on Ask HN: What simple tools or products made you loads of money?
Ticker: VOO

Vanguard's S&P 500 fund. Buy as much as you possibly can and never sell it.

baccredited··on Ask HN: What should I plan to do on a 6 month sabbatical?
Learn about practical paths to Financial Independence. Saving 25 times your annual spending would mean you could take a permanent sabbatical next time, if you wanted that. You can either increase your salary (harder) or increase your savings rate (easier) to get there. More: http://www.mrmoneymustache.com/2012/01/13/the-shockingly-sim...
baccredited··on Ask HN: You've got one month, what's your challenge?
Increase your savings rate by just 5% and retire years earlier
baccredited··on Instapainting – From $4k in debt to $32k/mo in passive revenue with no employees
Also I can think of at least one employee - the founder! This title is cringe-worthy.
baccredited··on Instapainting – From $4k in debt to $32k/mo in passive revenue with no employees
Nonsense. Creating a startup is the opposite of 'passive'. Also the word passive doesn't appear in the article title or text.
baccredited··on Introducing Initialized Capital
Hi Garry. I've invested in over 100 YC startups (mostly through Wefunder/FundersClub/Angel.co). Can I invest in your fund? Obviously I believe in the business model. If not where else should I be investing?
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