[0] https://tweakers.net/nieuws/161538/deel-diensten-universitei...
606 karma · joined December 1, 2015
[0] https://tweakers.net/nieuws/161538/deel-diensten-universitei...
In NL maestro/v-pay cards are accepted 100% of the time, because those cards are issued by all banks there.
Those are direct debit transactions which cannot be reversed unlike CC transactions. The advantage for shops is, that the costs are lower than for CCs. In general, Europe isn't used to paying ordinary everyday items with a credit card, which is why grocery shops simply don't accept them.
It boggles my mind that the paid version is less powerful in some aspect than the free version
Any idea how much money a student on average lost? If that number is close to the 35k, receiving a little less than 5k is an utter travesty.
Some banks dont require a code at all for known contacts. Some banks dont require a code at all for small amounts (under 50). Some banks send you a plain SMS with a one-time-password. Some banks send you an SMS with some additional information (receiver, amount) and a one-time-password. Some banks ask for a one-time-password from a dongle. Some banks ask for a one-time-password by entering a challenge code into your dongle and then the dongle generates the new one-time-password. etc.
What I am trying to say is, there is no real standard. The best method I've come across so far is a device in which you insert your debit card, enter your pin, then scan a QR code on the computerscreen and the device will actually show you the receiving IBAN + amount. After pressing OK you get a challenge that you have to enter on the website.
Also in the Netherlands the banks have an API they can use called iDEAL which does the same as "SOFORT" but instead of having "SOFORT" log in to your account, your actual bank immediately transfers the funds and sends an OK to the vendor.
It makes me really angry that bank security isnt standardized and that good systems like iDEAL dont find international adoption. Luxembourg is trying to develope its own version of iDEAL e.g.
Big banks like UBS are also on the Hyperledger train [0].
[0] - https://www.hyperledger.org/news/2016/09/29/ubs-to-build-blo...
and if its not ads, then it's the donations.
Germany:
The Evidence At the time of going to press, a comprehensive reading of the past hundred years of German history showed no documented incidents of any racial bias.
Racism Rating 0/5
ehh???