bdangubic

I had mortage on a condo for $460k. total money paid to pay it off via debt, little over $1m. I sell 30 years later for $460k I just lost $550k :) (I didn’t, paid it off in 5 years saving myself 100’s of thousands …)

ask yourself why “we” think that some debt (e.g. real estate) is great) while others (e.g. vehicle) is bad? it just might ge that one is looked at as appreciating asset while the other not so much.

comments like yours always remind of the stripper scene from the movie “big short”

having debt also makes you a forever slave (true capitalism at work). God forbid you lose your source(s) of income and don’t have FU money or significant stash, now you fucked. with no debt and roof over your head life is infinitely better even during trying times..

if 1 of those 14 was your daughter, wife, sister, mom you would not be writing this. 14x is exactly 14x too many

> I use llms daily

this is your “problem” - you are missing the “nightly” part. on my box LLMs run 24/7 :)

being debt assumes appreciation on the asset you are holding under that debt which has been artificially inflated by the governments for yeeeeears now. you would never hold a debt on the house (even at 3.5%) if the house stayed the same price the day of the purchase and date of the sale. too many people are saying “some debt is good/great” which is only marginally true if you make certain assumptions which is exactly what they are - assumptions.

we should give up 765 things first before entitlements - starting with cutting Department of War budget by about 90% and go from there

> without overwhelming support like that.

this is 1,000,000% not accurate. there are things that vast majority of people support that are never going to happen (e.g. universal background check for gun purchases) and there are things that ruling party easily gets through that are wildly unpopular.

definitely not a bad thing in my opinion, I think the whole system should collapse 100% and closing down most companies in USA makes a lot of sense to me :)

if I had a penny for every time I read on HN that should either "is" or "should be" illegal when it both isn't and shouldn't be... I'd be a very rich man :)

If you do this judging on every S&P Company and make them "not exist" you'd end up with Mom & Pop shops as you'd be closing the whole joint :)

why 90%? and who decide is it 90%? or 87%? or 94%? are we going to have a referendum to decide on this? we need 100% people to vote on this referendum or small fraction will work? ...?

> prevent fully automated usage by the power users

this is a non-starter

it is literally always the same thing - who gets to make these decisions? if you come from a family of alcholics (there are many) you will view alcohol for what it is, one of the most dangerous drugs that someone decide should be "legal." if you come from family that lost loved ones to smoking - same thing with smokes. hardcode porn, eh, they will eventually start putting this into practice ("hard" part is personal preference) so while probably not the greatest thing to have kids exposed to who makes these decisions? Personally, if you gave me a choice between smokes and porn and I had to choose one for my kid - I would choose hardcode porn. the core issue as always - who is making decisions on what kids should or shouldn't be exposed to?! and what do you do when whenever someone else gets that power then decides that reading or math or fishing or camping or ... is not allowed?

what is illegal about it?! their product, they can do whatever they want and you can choose to be a customer or not, no?

heard it here first that extensive maternity leave and zero maternity leave is a “gotcha” :)

so we can’t really compare US (zero), with this, yes? not saying going to work after XX weeks is great either :(

what’s the maternity leave situation in UK?

what’s the maternity leave situation in Australia?

By western you mean America? Cause this is true only in America.

I is in the I of the beholder :)

Shawshank Redemption is much better example of this IMO... Absolute bomb at the BO that ended up being not just a classic but won like a millions Oscars as well

To me the most amazing things about AVP are things that I would enjoy socially and not alone with goggles on. I compared it to:

- The most amazing movie theatre experience in the world - but you have to go there alone

- The most amazing arcade you have ever seen - but you have to go there alone

- The most amazing restaurant in the world - but you have to dine alone

- ...

It is like everything that is great about it is (for me at least), is 100% social thing which I cannot enjoy alone with the goggles on.

yes, this also makes sense, they will deploy a nuke (which they don't have and never will have) knowing fully well that this will cause full and total destructions of their country and all of their citizens. c'mon mate, be real :)

Claude is running their accounting department

I suspect they would be drinking through a straw for a month or so and then complaints would stop :) OP’s comment is too funny!!!

totally. iran’s navy was advancing towards us east coast, their bombers were getting ready to fly over the atlantic and rain down on us heavily. we were all sitting here scared shitless of iran :)

> That's essentially how you become an online pundit. The internet rewards provocative takes.

internet rewards provocative takes - plural.

this mate has a single take and writes more about this one thing than jrr tolkien did in all his works combined

I am self-employed and have been since 2007-ish and while paying "both sides" is the downside, there are soooooo many upsides to being self-employed (especially since the Trump tax sh#t has been enacted and especially if you are setup as S-Corp) that I seriously* do not mind paying both sides at all.*

> Republicans advocate for fiscal responsibility

The “advocate” only during election cycle and then add more debt and spend more than 10 Democratic Parties combined. Democrats are not great either but they try to push through what they preach

airdrop that :) (I do the same all the time and always airdrop from phone to my laptop after taking a pic)

> I suspect you and I are being fleeced far more by government waste and fraud than by businesses.

lovely how US politicians have been able to successful lie their way into making gullible people like you believe this - quite remarkable… I am always in awe what they can accomplish