This is what I met. That and using PTO, dog sitting, a modest gift / card etc. It adds up.
499 karma · joined January 31, 2022
It adds yet another piece of pressure so I'm not surprised that less people are jumping head first into it.
If you speak with a tax professional, for which I am not, they would tell you to calculate the difference and pay quarterly amounts. In practice this means that I sell more periodically just for taxes[2].
1. https://www.irs.gov/filing/federal-income-tax-rates-and-brac... 2. https://www.irs.gov/businesses/small-businesses-self-employe...
Edit: from what I understand payroll isn't informing Schwab of your current bracket, nor do I think they should have to.
Have you read / listened to The Sun Eater Series?