ct

how'd u come up with 22? or are you just being facetious?

calm down -- it's not the end of the world

Not all freelancers are 2x better than employees. Most contractors we get can't cut code if their life depended on it, and usually make a mess of things and then leave. I've really yet to meet a good contractor.

Also this isn't to say all employees are better than the contractors/freelancers we get as obviously there are some duds that get through. But in general that's how it is. Maybe it's because they better understand how things work than a newer person coming in does, and perhaps overtime the freelancer/contractor might do better...

What's wrong with a variable annuity? Just curious b/c I don't know anything about annuities but they sound good for the future.

are you sure your buddy's friend is making enough to support himself? have you met him? or is your friend just yanking your chain?

It boggles my mind that so many people are complacent with wanting a return close to the average. If the average is negative then is that a good thing? No. People think the market will always go up -- but for the limited data that the stock market has been open there's less than 100 data points (years) to say with a 98% confidence level that the market will always go up.

If you've been averaging starting at the top of 2000 and putting the same amount of money in each month you'd be losing money right now 10 years later. You can say well I'm not retiring in 10 yrs and would be saving for 40 yrs. But that's 20% of the time which is a lost time opportunity of a decade.

with DCA (dollar cost averaging) let's say right now you started buying at the market bottom. And so you're just averaging up in price each month you buy. In this instance it would've been better to have bought everything all at once in the beginning.

Everyone seems to always hail DCA as the best investment advice ever but fail to realize it's flaws as well.

Instead of asking users to abandon XP/IE6 - why not just issue a simple patch for the flaw? Of course that would mean less sales of Win7, etc. which I guess is the real reason they're asking users to abandon it parlaying the security situation into their advantage.

If you don't know what Balsamiq is you probably haven't been paying attention for the past year or so, or just don't read startup news all that often. Although they're not as well known as 37 signals, anyone that wants to start an internet business should know about them and their model.

Just getting lucky with one stock doesn't make you a great investor. Do this a several more times over a period of 5 to 10 yrs then check back.

Also with 20 yrs of development experience (and assuming starting to code at 20 yrs old) - I take it he's around 40 and so are now just starting to invest? Kind of late in the game to plan for retirement. But I guess it's better than never.

Thanks for the link. Been looking for something to learn and try trading algorithms in. We use a CPLEX solver library from IBM at work but it's not used for trading but for optimizing a different set of constraints. Interesting to see MS has a solution as well.

Make money by writing an algorithm for trading. I've tried the startup thing for so long now (over 20 yrs), and haven't succeeded and so I think I just don't have what it takes. Time to move on and try something else for a change instead of beating a dead horse.

Most people "borrow" but hopefully have enough decency to change it enough to make it their own, or at least give credit where credit is due as long as the "borrowing" was allowed by the original property owner.

And Twitter has made $0 from Dell.

Google is just everywhere. I like the idea of barcode scanning on the decals via your phone to pull up the restaurant for submitting/looking up reviews.

not me -- using Chrome atm

It's ok to be slightly ticked off but not always angry. Maybe it is the work conditions. If so switch jobs.

However, if you've been switching jobs for a while now and still feel the same way at every job, then either you've got bad luck with picking your jobs, or you're just a bit too sensitive.

At the end of the day though, no job is going to be perfect, and you're not going to be at any job forever anyhow -- so my advice is to just let things slide, brush your shoulders off (channeling Jay-Z), and say to yourself this crap isn't going to matter in a year or two anyhow so why am I getting worked up about this. (Works for me most of the time)

I actually felt more productive working at home. I did so last week -- and at the end of the day I still had my laptop plugged in and didn't have to shutdown to commute home, thus worked a few more hrs later than I would have at work. I got more done and the company got a few more hrs out of me than I would've at work.

Distractions wasn't really a problem for me as I enjoy my work for the most part and so prefer to work than watch TV, play my Playstation, etc.

Or "Pivot (from Apple)" then everyone would start freaking out.

It looks interesting just from the few mins. of video, but I'd have to play with it to make a more informed decision as to it's usefulness. Unfortunately it's only invite only beta.

w00t!

I went to a DWR store in Atlanta and they had horrible customer service. Pretty much didn't even acknowledge me even though the place was practically empty. That was the first and last time I visited them.

It sounds almost like a MLM (Multi-level Marketing) scheme.

Small is nice until you've exhausted learning the nooks and crannies of the language, making you crave the ability to do more with it. Then more gets added until it isn't small anymore.

I think introverts are best leaders only in certain leadership roles. Leadership roles that require technical and deep thinking seem to better fit introverts. While leadership roles that are more people facing are better suited for extroverts.

Bill Gates's introvertness and leadership of driving the technical direction of Microsoft, while Steve Ballmer's extrovertness of being the sales guy.

I'm not sure I would recommend investing in mutual funds in the blog post. It makes me feel cheated and sick to know that the mutual fund "managers" there (whom for the most part switch out every few years or so) get paid more for doing the same amount of "work" as the fund grows due to them taking a percentage of the fund size vs. a performance based fee.

Amazing!

You can always go to another website. I'd prefer websites to be focused. I'd want HN to be mainly about how to realize your dream in creating a successful startup. If I want hilarious stuff I'd go to YouTube, TMZ, etc.

I'd rather be able to skim and search/jump around through text than have to read through a video. Plus videos typically are fuzzy and hard to read what needs to be typed (I can't just copy/paste), and are a waste of bandwidth.

Fast for me (Chrome) but yes the font sort of suxs.