2,770 karma · joined April 21, 2017
Github: https://github.com/davidschlachter
Email: firstname at lastname dot ca
If Canadian banks agree with this risk assessment, they have little incentive to actually verify income in these cases.
Instead, I've switched to software that requires me to manually input each transaction (firefly-iii with lychnos, a custom front-end I wrote). This keeps me aware of the budgets since I get in the habit of looking at them each time I make a purchase and record it.
Infrequently updated, mostly open source work or research these days. It's been online since I've been in high school.
I experienced this a couple years ago when I somehow had a directory name with a UTF-8 byte order mark, causing mysterious Time Machine failures: https://www.davidschlachter.com/misc/timemachine-encoding-no...
I'm still interested in keeping up with friends, but Facebook has undermined this by anti-patterns that show me more ads, more trashy content, more recommendations, and less actual content from friends. If Facebook wasn't incentivized to maximize the number of ads it showed, maybe it would be able to actually deliver on that value proposition to users.
I remember this, what a joy! http://www.wildbits.com/gravite/