Sounds like a great concept but, as always, the devil is in the details.
2,995 karma · joined December 29, 2009
Sounds like a great concept but, as always, the devil is in the details.
As long as your bank is not evil and keeps dropping your credit limit as your balance decreases you can always borrow again against that line of credit if needed.
Also, most Brokers will allow you to borrow against the value of your IRA, or your 401k with very short notice. If you have a house and a mortgage you probably also qualify for an unsecured line of credit and could get a cash advance immediately.
The surgery example is a non sequitur because hospitals have very liberal payment terms and are willing to negotiate costs down significantly for people with financial hardships.
Many people are cash-poor, yes, but I am surprised that over half the population has no cash equivalents, hard assets, or access to credit (even from a relative or friend).
N.B. This is not meant to be financial advice, but just to point out that people usually have many more options than they think they do.
-4,-3,-2,-1, 0, 1, 2, 3, 4, 5+, 10+
A. Purchase a streaming 'membership' where you only have the right to personally stream music from a remote server
B. Purchase encrypted, non-transferrable 'tracks' which will become unplayable when the company supplying them stops running their servers.
There are still avenues (Amazon mp3) which do not take this approach (DRM), but you still cannot legally resell the goods you purchased.
Only until that becomes a violation of Amazon's TOS, or reading your books requires you be 'authenticated' with a rights server.
These things happen in steps and just because it works now does not imply that is will continue to work next week/month/year.
This too has improved over the years. The largest source of lag is the time needed to focus. Most, if not all cameras will focus with a half-press of the shutter release and will take the photo when you press down fully. This helps in some, but not all cases.
Shutter speed, ISO, and Aperture in photography are related in much the same way as Voltage, Current, and Resistance.
To change any of those three (in your case shutter speed) you have to compensate in one or both of the others. Lens aperture is limited mainly by form-factor (can't have a large aperture in a tiny zoom lens) and is therefore rather constant across Point-and-Shoot cameras. but Sensitivity can be improved by having higher-quality sensors and supporting circuitry.
My first P&S camera had a maximum ISO of 400 and was very noisy at that level. my first DSLR did 1600 (4x as sensitive) and the current bleeding edge is 128000 (8x more sensitive again). Even in inexpensive point and shoot maximum ISO seems to be around 1600 (or more).
Plus, if you are dealing with a large broker they may just cross your order with an offsetting order (or their own position, execute nothing in the market and keep the entire premium.
I can say with a great deal of confidence that a "random" VWAP algorithm would, on average, suck.
This spikes my BS mater just a bit. Are any of these people actually doing this? Doing it consistently? Making a fortune? (How small is small, btw).
If there was free money for the taking, someone would be taking it and squashing the opportunity out for the others. It's how markets (and especially the stock market) works.
Just because it works for you doesn't mean it's good advice. I don't doubt copy+paste has worked for you for $LONG_TIME but I wonder whether you would say the same thing if you had started using $VERSION_CONTROL_SOFTWARE $LONG_TIME ago.
Having finally gotten into the habit of doing all my development with the help of version control I can't imaging going back to copy+paste or project/backup/YYYYMMDD. Yes it works but all it is is a poorly, and incosistently implemented manual version control system with none of the advantages of a real VCS.
The encrypted database is local and synced everywhere. If DropBox goes down I have to fall back to another transport, but I am never "locked out".
The Android weather-app market is quite similar. Lots of apps and they all suck (so far as I can tell). I'd love to find that gem too, but I don't hold out much hope...
Then why sort comments at all? just order them in date order (or the reverse) and be done with it. Let the reader decide what is useful and what isn't.
Seems like having comments sorted in an implicit order of 'goodness' (even if there is no score) would handicap people in the development of their ability to 'survey, skim and dive in'.
For my purposes, displaying actual scores within the range -4 -> 10 would be sufficient. the low end is already capped, and the high end could either just have a ceiling of 10 or a score of 10+.
I am occasionally a "someone is Wrong on the internet!"[1] type and my inclination to wade in is directly proportioanl to the perceived traction of the inaccuracy. Without such a heuristic the choices are: reply to all, none, or a random sample which result in "poor information", "needless pedantry", and " undefined behavior" respectively.
That, I believe is more correct. I miss the scores, personally, and found them rather useful.
http://www.npr.org/2011/03/24/134828205/a-country-divided-ja...
Guess which button throws away all of your work.
If you are starting frsh, set up gitolite servers instead. Gitolite is actively maintained and has more features and better documentation.
Do you take your allowed deductions on your tax return? or use tax-deferred investment vehicles like IRAs or 401Ks? Do you report your investment losses?
If so, why is your tax avoidance acceptable and GE's not?
"git reset" does nothing irrevocable unless you add --hard (why should you also need to add --force?)
"git checkout" will only trash uncommitted changes if you ask it to specifically. (e.g. 'git checkout <file to overwrite>').
side note: using 'git reset --hard' to teleport a branch around is bad form, imho.
Btw, which defaults are, in your opinion, "bad"?
For the purposes of this discussion (which was about having students use version control for assignments) using version control is as central to the requirements as implementing the algorithm and using the assigned language and failure to follow instructions can, at the instructor's discretion, result in grading penalties. As a bonus, this adds another hurdle for cheaters to clear and provides another opportunity for profs/TAs to notice anything suspicious.
Hope that clears some things up...
If a prof/TA can't be bothered to police their students then they forfeit any right to complain about cheating.
If students can't follow directions (give grace on the first offence, maybe) then letting them slide does a disservice to their future.
As for cheaters: I don't mind whether or not really determined cheaters can sneak through. They are only cheating themselves in the long run. A system that only catches the 'honest' kids is still a good system because only the 'honest' students will generally make any attempt to mend their ways.
just my $.02