kitbrennan

Revolut positions itself as a full service bank, including account number and sort code - they will have users that understandably use their product as their primary account. There will be regular users that will be unable to pay for lunch, and business users that will be unable to pay employees and suppliers (don't forget that it was last Friday of the month, a common payday in the UK). To let their customers go without access to their funds for an entire working day is not a 'brief downtime', it's completely catastrophic.

I'm also not surprised that user's did not hear back from support. I was formally a Revolut premium user that used the 'premium support', and they frequently had support response times >4 hours (one time over >6 hours). It's no surprise that when something serious happens their support infrastructure completely collapsed.

I want to give them the benefit of the doubt over their downtime, but I struggle to understand how it took them an entire working day to realise that an application server was playing up, and why a single server was able to take down up to 75% of their transaction processing?

Lastly, if there is anyone out there considering Revolut, please be aware that despite their advertising that they do not add FX fees they actually do add fees on the weekend: https://community.revolut.com/t/weekend-exchange-rate-surcha...

Maybe if they didn't have a single point of failure and instead used a multi cloud installation this wouldn't have happened...

The same evidence could of course be helpful to the driver. If their sleep tracking app shows they are well rested and their phone's use shows no distractions while driving, then they could use that as evidence to fight a charge of driving without due care and attention.

Philosophy is a very broad school and many areas do not lose out to science. While science helps answer such things as the free will debate, it cannot answer the question of morality or the debate over how to govern society correctly.

Often science can bring us closer to understanding the world but not provide an answer on how to act. The classic example is abortion. Science can tell us when the heartbeat starts, or brainwaves begin firing, or when we feel pain; but it cannot begin to answer whether it is ok to take a life before/after any of those biological points - that is where philosophy comes in.

I'd go as far as arguing that it is one of the most practical disciplines. It gave me answers on how to act rather than relying on pure feeling. Too many of us support the same political parties as our parents or having the same moral code as our peers, without questioning whether that is actually the ideal way to act. These philosophical arguments go to the heart of society, morality, politics and law.

For example: a philosopher may argue that murder is morally wrong, and a later philosopher may argue that murder is morally right. Neither answer is factually wrong or right. We should therefore read the work of both philosophers to get the most value out of our studies and to form our own opinions.

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I'd also argue that it's not always worth reading the earlier philosopher's work if someone else can rewrite it in a better form. Personally I think Immanuel Kant's philosophy is interesting but poorly written, and you'd get more value out of reading a later text about his philosophy that his works himself.

Other writers such as Plato have stood the test of time and are worth reading (assuming you have a good translation).

Further more, we're not talking about just one study here against a sea of studies in favour of vitamin supplements. Free radical theory has been shown to be effective in a petridish, but it has a neutral or negative effect in most large scale human studies.

They were sending out free credit emails every weekend for £45 (£15 off three separate trips); no minimum spend, no qualification criteria, just free trips. That's well over £150 of free credit some months!

Even with the free credit though, I still used Uber because Karhoo was a terrible experience:

* The time estimates were never correct, no matter which car provider you selected. You were always waiting longer than 15 minutes for a car. * Dial-A-Cab always said there was a car 7 minutes away but that was a lie. You then joined a queue to be assigned a taxi, and that car could be any distance away (I never received a Dial-A-Cab taxi in under 25 minutes). * There was no continuity in the rules between providers. For example, cancellation fees were apparently on a provider-by-provider basis. * The prices were often far in excess of Uber, but for the same cars that UberX uses.

Two pieces of feedback:

* Alarm bells ring when a company says where they are mentioned in the press but fail to link to any articles.

* I really struggled to find your pricing. I saw plans starting at $2.99 but the obvious next question was: "What are the plans? How much will I actually pay?" I ended up in your Help Center before I could find an answer.

1. Many investors argue you should build your product in a narrow vertical that has the opportunity to turn into a much larger market. Given you start in a narrow vertical, you should aim to dominate that vertical ('Crossing The Chasm' makes a very coherent argument in favour of this). 2. Investors are aiming for 10-100x returns, and it's hard to do that if you are not going to become the clear market leader.

Whether this leads to a better society is an interesting question. One might argue that it makes your company more likely to be successful, and successful startups are job/value creators which is better for society.

It's a question of where we draw the line. If we don't allow a judge to issue a search warrant for a phone where there is reasonable suspicion of illegal activity - why should we allow a judge to issue a warrant to search a car/property/paper-work?

Of course that completely oversteps the line in the other direction though. Conviction rates for many crimes would drop through the floor if the legal authorities have no way of obtaining evidence.

Given how powerful smart phones have become and you come run a criminal enterprise solely through your phone, it is reasonable to expect that the police with a proper warrant would be able to inspect your phone.

However, it doesn't require much of an imagination to think of other scenarios:

* Keeping records of drug sales on a phone. * Messaging a hitman to carry out a murder. * Recording days and times of homes being empty in preparation for a break in.

The majority of requests are made because someone suspected of a crime (pick any crime: fraud, possession of child pornography, drug dealing) - and they believe there to be evidence on the device.

If we prevented legal authorities from accessing data on your phone, then in theory a peadophile would only have to ensure he/she downloads illegal images to their phone to ensure they cannot be caught.

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The reason we have warrants is to ensure there is a second layer to verify that a search is proportionate. Obtaining information from a phone should certainly require a warrant issued by a judge; but it certainly should not be completely unobtainable.

Not only that - but their scrolling override has also broken swipe left to go back a page.

The keyboard looks pretty - but I dread to imagine what the experience is like when setting up keybindings.

I used to work on fraud operations at a payment processor and there was always more to the story. There were four categories that account's broadly fell into:

* The quiet fraudster. These would either have a scam business model with real victims attempting to pay, or would not have a business and were using stolen payment details to pay themselves. The quiet fraudster would not argue when you closed their account - they would just sign up again and try a different approach to get round your system.

* The loud fraudster (the vast majority of fraudsters). These come in all shapes and sizes. They were often the most obvious frauds (100 payments from the same IP at our max payment amount, within 10 minutes of each other). Unfortunately they sometimes came in the form of someone deluded - for example the man that sold 'magic beans' that cured AIDS. These are the loud fraudsters because they will either shout down the phone at your support team (shouting never helps when calling support - by the way), or try and drum up negative PR to create pressure.

* The accidental fraudster. These people have good intentions, but are none-the-less breaking the rules. For example, migrating all of your customers over to a new payment supplier by filling out a new payment form on their behalf (note - I worked for a payment processor that was not based on cards - this method may be allowed for CC though I doubt it). The accidental fraudster might also have fraudulent customers paying them yet be a legit business - for example online sellers of jewellery will have a lot of people pay with stolen details hoping that the business will ship the goods before the payment is flagged. Sometimes you can work with the business to fix the issue, many times you have to let them go (remember, they will have all the signs of an obvious fraudster - so you have to be sure that their story is true).

* The innocent. As you can imagine, sometimes there are people that have all the signs of a fraudster yet are perfectly legitimate. There can be many reasons for this.

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Without a lot more information, I cannot begin to speculate what category the author falls into - hopefully one of the latter two.

That said, as much as I love what Stripe in general, it is completely unacceptable for them not to have an escalated support/appeals process for fraud complaints. If they have made a mistake (which happens even with the best fraud systems), then they could be destroying a business that might have customers/employees/suppliers that are also relying on them to receive their payments on time.

Is this library only for tablets?

The page that was linked is pathetically vague.

* You will take down the site (a DoS attack). * Or the victim has auto-scaling and you rack up their AWS charges.

This is hardly a unique problem to Lambda.

Pushing code too fast is clearly a problem that causes bugs, and neither developers or users are a fan of.

The 'development cycle' includes the total time to implement something, including time taken to fix resultant bugs.

Where you can speed up the development cycle without introducing more bugs (eg. by implementing comprehensive testing and QA practices), then no one is going to complain.

The simple fact is: when I first went to their website I assumed it was a paid package.

At the time, many people did see race relations as 'black or white', and people thought there was a perfectly legitimate debate to be had about whether someone that was black was 'less of a man' that someone that was white. What Scout really shows us is that children are not born with this pre-conceived notion, and are generally confused by it... and we should be too.

To address your specific points: the black people were not supposed to have much of a voice in the novel, because black people didn't have much of a voice back then. There wasn't much insight (in terms of speeches or things said) around race relations, because to a six year old girl the insight doesn't matter. All that matters is one of fairness - that a child cannot fathom how crazy adults must be to not give black people a voice or to treat them differently, just because of their skin.

PS: In response to your comment about Finch, you're right. Finch is perfect - because he's Scout's father - and most six year old girls do think of their father as perfect; if Scout hadn't been written that way then her character would have seemed shallow and wrong.

PPS: I've clearly thought about this too much and what I've wrote seems a bit preachy - as with any book, it all comes down to personal taste.

Obviously that 'may' have been a critical delay, and therefore Scott and her husband were certainly right in hindsight to be proactive about Scott's health.

Statements like this are very misleading. Square isn't a retailer, it is a payment processor. The real question is how Square compares against other card processors, both terminal POS based and mobile reader based?

Alternatively, how much of the market has Square actually taken, and what is their current growth rate? Without knowing pertinent numbers, Square topping $100m after 5 years of operations could be evidence of a damning failure (I'm not saying it is, but rather that we do not have nearly enough data to know).

Edit: grammar

The book looks at what it means to say something has 'quality'.

It didn't teach me any new philosophical methods or theories, but it did make me look at my own work differently and start asking: how can I make something with the highest quality? What compromises that quality? What is a method that leads to the highest quality?

Translating that to my business life: in the startup scene I've scene a lot of startups treat lean as gospel (myself included at one point), and as a result they compromise on the quality that both themselves and their customers are happy with. So I certainly found it useful to have a book that made me think about this.

At the end of the day it enables developers to access native APIs such as notifications or file writing through their language of choice.

That said, there is protection for consumer contracts. In the UK you have the Unfair Contract Terms Act that protects consumers against businesses attempting to discharge liability to negligence. Europe wide you have the Unfair Terms In Consumer Contract Regulations which prevents businesses from inserting onerous terms into contracts with consumers that are not 'individually negotiated' (eg. almost every contract that a consumer signs without using a lawyer).

I was going to scroll down to the next section on your page anyway, so there doesn't appear to be any benefit in dictating exactly where I scroll to. Unless you have a very specific reason for overriding the scroll behaviour (eg. an interactive story), it's best to steer clear of it.

A scope only extends as far as a particular controller/service. If you wanted every controller/service to have access to that user's data (eg. that user's ID), you would create a service that would store that data, and then inject that service into each place you need to access the data.