2,327 karma · joined September 18, 2010
In my experience, being kind has the advantage of reducing the probability of side-effects. There are typically no bonus points awarded for causing someone to get defensive, when your only goal was to correct their mistake.
e.g. Donating $25MM for a gym clearly gives students a nicer gym. It does not necessarily enlarge the size of the undergraduate matriculating class, year over year.
I write rather a lot; I don't bring my laptop into meetings unless I need to. Combine that with my handwriting being relatively neat, small, and stylized, and I needed something with a sufficiently fine nib, and ink that would flow well through it.
It turned into a fascinating optimization problem, during which I ended up down the rabbit hole of nib sizing (European nibs tend to run wider than Japanese nibs), notebook paper (there are plenty of good notebooks that are fountain-pen friendly, and that Moleskine notebooks are both comparatively expensive and the paper just isn't great), and different types of ink (which brands run "wet" or "dry", etc.)... and all of this is before getting into eyedropper-conversions, nib repair, and all of the other craft-related things one can get into.
I started with (and still have) a Pilot Metropolitan and a Platinum Preppy that still see use, although I've gone over to a Kaweco Special FP and a Pilot Vanishing Point (both with extra-fine nibs) for daily writers.
The current "daily writer" tuples are:
1) Pilot Vanishing Point (extra-fine nib), Pilot black cartridge ink.
2) Kaweco Special FP (extra-fine nib), Faber-Castell Carbon Black ink.
...preferred notebook is the Kokuyo Campus High Grade MIO notebook (A5 paper, 80 sheets, ~$6.50 each).
That all being said, I still use ballpoint pens on airplanes; the Pentel BK77 Superb (fine point, black) works just fine.
A) Interest represents risk as well as the time-value of money
B) A non-dischargeable loan is risk free to the lender.
Given those, there should be two products:
1) Offering a loan dischargeable in bankruptcy, at whatever rate the market will bear.
2) Offering a non-dischargeable loan, with interest capped at the current rate for a 10-Year Treasury Note.
If there's no risk, a bank doesn't get to add it in, and the money is cheap enough that the student can pay it back.
If there's risk, a bank gets to charge whatever they can, and a student has recourse to bankruptcy.
With your current statement, you're attempting to modify that to all governments in human history, at a single point in time for each of them. In the most charitable case, that's vacuously true.
You chose the hill you wanted to defend... it's a bit late to complain about the location. The question stands.
Now, you might actually mean that, but it might be more useful to explicitly spell it out in that case.
I recommend reading "A Framework for Understanding Poverty" by Ruby Payne. It's a really insightful book on the cycle of poverty and the incentives at work... anti-social punishment really isn't part of it.
Can you clarify that that's what you're asserting? That's what it looks like, and I sincerely hope I'm wrong, because that's a very weird hill to defend.
[IANAL] "Emergent behavior" is a pretty weak defense, because now you have to prove that you had no idea that the bad thing would happen. Getting into a trap of "You're either evil or incompetent, and we're just deciding which." is a bad place to be.
One of the primary issues with the SF Bay Area is that it's 60 miles north-south, and getting across the SF Bay is a major undertaking, both in time and money.
Unlike cities like NYC (large and dense + a mostly functional transit system), and Boston (small and dense + a vaguely functional transit system), travel times are much more non-deterministic in the SF Bay Area, especially if plans require people from multiple locations.
Ergo, the chances of people bailing on plans because some random traffic incident will add 90 minutes to their travel time (and possibly miss most of the event) is much higher in the SF Bay Area.
There are certain kinds of maneuvers that Just Shouldn't Work. Laying off someone and then invoking a non-compete against them is one of them.
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* The one exception being if they put in a non-compete as part of a severance payment.
1. "Pension funds", which include stuff like TIAA-CREF, who administer 401(k)-like plans for tax-exempt organizations. Those are definitionally fully funded because the annuities that retirees receive are only based on the money they put in over time.
2. "Pensions" as in the old-school corporate-owned "you work for us for n years and then we give you an annuity for the rest of your life, based on a percentage of ending salary." Those have a lot of problems with funding, for a load of reasons including life expectancy, and because bankruptcy relieves companies of a lot of those obligations.
Either way, a shareholder owning a comparatively tiny amount of stock has neither a duty nor the impetus to align their interests with that of the corporation in which they hold stock.
Anecdotes cancel out. Do you have a point, or a strawman?
Also, as I'm sure you know, while MA gun laws are statewide, issuance is done by the local police department, which means that you don't even have to get outside of I-95/MA-128 to find a "shall issue" town.
MA doesn't even make the top 15 in terms of total state tax burden (property, income, sales).[0]
-- [0] https://wallethub.com/edu/states-with-highest-lowest-tax-bur...