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mholmes680

454 karma · joined June 24, 2014

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mholmes680··on Amazon Go
I would have liked to be in the scrum meeting, and proposed the David Blaine use-case.
mholmes680··on How Bad Are Zillow “Zestimates”?
While we're at it, lets also figure out why my Zestimate dropped $40k overnight two months ago. If I was planning to sell, I would have a huge problem on my hands. On top of it the Zestimate chart shows no indication that they dropped it $40k. Aiming to fix the number is a fool's game : my "private home estimate" on my owner dashboard is 23% higher.

Its a worthless number, and they should stop trying to manipulate the market. Having a secret measurement formula that works for 70% of the houses but not the other 30% needs to either have a disclaimer that its all fantasy, or just outright be removed. I'm guesstimating those 70/30 numbers, but their site gives some locations 2 stars on their own scale: http://www.zillow.com/zestimate/#acc. If its not 4 stars, then don't publish it.

mholmes680··on Nestle says it will cut sugar in chocolate by 40%
Other attempts at changing products "without any affect to the taste" have very much ruined their taste for me. If they do that to KitKat, I might have to take a day/week off work for mourning. I'm hoping since this is just a different sugar structure, I'll be ok.

Maybe around October next year I'll buy a spare freezer and start stocking up.

mholmes680··on Nestle says it will cut sugar in chocolate by 40%
geez, you really like soda. I have no skin in the game here, and I dont know the correct answer but there's some studies...

https://www.ncbi.nlm.nih.gov/pubmed/19151203

http://www.purdue.edu/newsroom/releases/2013/Q3/prof-diet-dr...

or, this wraps up some other links and discussion... http://therenegadepharmacist.com/diet-coke-exposed-happens-o...

mholmes680··on U.S. To Forgive at Least $108B in Student Debt in Coming Years
I was in a similar boat, but picked the cheaper state school (which now, btw, is not cheap 15 years later).

I think, realistically, the only benefit I maybe missed out on at a more expensive school is that I could have (completely anecdotally) met a larger, richer network. And now, I would be using said contacts in that network to get me better job(s). For example, I've seen perfectly regular people come out of Cornell and they just mint money.

On the other hand, investing in a network doesn't stop at college, so it can be overcome in various ways.

mholmes680··on Show HN: Publish a Markdown website in 5 minutes
openDNS malware
mholmes680··on Show HN: Zenkit – Productivity app of List, Kanban, Spreadsheet and Calendar
they probably mean the data is less portable across multiple tools. So, you're putting data in multiple places, and creating individual relationships based on the view.

And, putting data in multiple places means extra time and money managing it. Generally.

mholmes680··on Show HN: Publish a Markdown website in 5 minutes
just a heads up, the site was marked by my company's net filter as containing malware.
mholmes680··on Quick, Draw
Along those lines, I found it interesting that of the request for "guitar", I drew one with arm from top-right to bottom-left. So did 17 others on the results page. 3 were vertical-no-slant, and only one went from top left to bottom right.

Did we all see the same picture book growing up? Are most righties drawing it one way and lefties another (to which I would be a counter-example)? the guitar from top-left to bottom-right didn't look wrong at all, but why were most drawing it the other way?

Also, no one drew an electric guitar. Shame on us humans. This is fascinating to me more for the human-view than the ML piece...

mholmes680··on Donald Trump is the president-elect of the U.S.
I'm admittedly exhausted from all this, but wasn't there something about the caucus states not getting counted the same way?

In any case, she lost 40% of her party and really did nothing to reach back out to it. And Trump capitalized way back in April on that by planting the seed suggesting himself that Bernie should make the 3rd party run.

I share the sentiment: She lost more than he won.

mholmes680··on Why Do Millennials Hate Groceries?
I also have two under 3, so I can commiserate with making routine tasks as easy and efficient as possible. Ironic that you're running your kitchen like a restaurant tho, eh?

I've been trying lists with Trello, Alexa, or the ShopRite app because I either forget to print the list, or the printer is out of toner, or I can't read my handwriting because my only free time was 2am and I couldn't see straight anyways. There's no elegant and complete solution out there that works for me yet.

mholmes680··on Angular 2 docs for ES6/7
So I never heard of Aurelia, but now I've watched their video and explored the website. Looks cool, but... Google:Angular :: BlueSpire:Aurelia, no? So I'm betting on a small company surviving, vs Google at a whim killing off a thing they probably won't kill off unless they make a whole new v3 that is not related to v2 ?

What am i missing?

mholmes680··on Twitter shares drop as Salesforce reported to be out of the bidding process
thats awesome. I didn't know there was a name.
mholmes680··on Twitter shares drop as Salesforce reported to be out of the bidding process
I think you're right, but $20 - $30 is waaay too big an estimate here. I think its more like $20-24.

...maybe a foreign company at this point...

mholmes680··on Twitter shares drop as Salesforce reported to be out of the bidding process
its illegal if you short said stock prior to starting the rumors, and then profitting from the outcome. "pump and dump".
mholmes680··on The State of JavaScript – Survey results
The same, from my slightly different perspective: I've been away from JavaScript for 3 years, and it is awesome to have a resource to help navigate the way back in, and get the most bang-for-my-buck, so to speak.

I can tell here what tech I need to focus on for my pet project, which will also improve my hirability looking forward.

mholmes680··on The Money is Gone
so, i bookmarked, and more parts are showing up.

2 - https://theintercept.com/2016/09/23/big-players-little-stock...

3 - https://theintercept.com/2016/09/24/naked-shorts-cant-stay-n...

4 - https://theintercept.com/2016/09/25/calling-the-sec/

mholmes680··on The Money is Gone
Is there a product that fixes this problem? I'd like to subscribe to parts 2 thru N, but don't want to subscribe to the author or the site...

maybe if i save it on Pocket it will bubble it up my recommended list?

mholmes680··on The Money is Gone
I don't know about common, but its a thing - likely because of the "preferred shares" class.

This guy doesn't seem too big on reading the fine print: invests in Penny stocks and doesn't realize risk? Invests $100k without finding out details? Doesn't know what preferred shares are? Figured 1:1000 (public deal) and 1:30 / 3:1 (his deal) was exactly the same?

mholmes680··on The Money is Gone
I agree... he's in the green on a penny stock if the number in the article of $1.3M is correct; he should be jumping for joy.

I assume there's more to the story in part 2 which i will wait for, but so far I have no sympathy or lesson-learned to match the title.

mholmes680··on Could These Intersections Make Us Safer? (2013)
oh wow, nice reference. but, then you have a car thief use case, and it screws the whole thing up! :)
mholmes680··on Could These Intersections Make Us Safer? (2013)
I have some random thoughts:

a) where the heck is everyone going anyway? Can people simplify their lives by efficiently picking routes - and getting them all done in a chain?

b) If autonomous cars are the future, they eventually get some say in how to efficiently structure roads, right? So, will some AI one day figure out that the greater "hive" will all benefit if every car only makes right-hand turns? And do left hand turns just become illegal?

mholmes680··on Investing for Geeks
A 401k without some matching shouldn't be called a 401k in my opinion. You'll have to weigh the pre-tax advantage vs. the limited selection of funds available in the 401k offerings and 10% early-withdrawal penalty.

If I had some unique situation where I wanted money more accessible, I'd forego the 401k and get into an IRA with Vanguard, with one or more index-tracking ETFs (VTI i think?). But, I'd make sure its done every single payday automatically and directly. No stop off at the savings/checking account.

*This is not professional investment advice.

mholmes680··on Investing for Geeks
This site was a eureka moment for me, but I've yet to convince my wife that every sacrifice is worth it - and I don't blame her. The comments/forum on the site are some good reading too, tho I think the guy did get a little lucky along the way.

If nothing else, that site made me realize where i stood on the consumer/producer scale, and what i needed to do to feel better about my future.

mholmes680··on Investing for Geeks
One minor, probably obvious, warning about dollar-cost averaging to new investors: commissions.

Say you have Fund A and Fund B set to automatically invest 50/50 your $100 dollar contribution bi-weekly, with a buy commission of $5. You pay buy commissions on fund A and B 4 total times a month, so you've wasted 10% of your monthly investment ability ($200 - $20). In a year that money is $194 at 8%. (This used to be the case with old ShareBuilder/ING/Capital One---not sure about the new-style other brokers)

Consider a monthly payment to Fund A and two weeks later a monthly payment to Fund B. You saved half commission cost of above, and in a year your return is ~$205.

mholmes680··on Elon Musk on How to Build the Future
A CEO is responsible for execution. Execution of a strategy, declaring a vision, setting the tone of the culture of all the workers, getting all hands working together and delivering value. Understand the market, their future in the market, the direction the company needs to move in, the strengths and weaknesses of themselves (and the company) and design strategies to mitigate weakness and risk.

In that role, maybe they make lots of decisions, maybe they write things like "Part Deux", or maybe they stand around an scream a lot. Whatever works; probably a little of all of the above, and a good CEO knows when to use which approach.

At some level they may also report to a board, who helps them, or replaces them, all based on their execution success. And at another level, they report to shareholders who do the same.

mholmes680··on Why are Adults so busy?
I think one thing here was missed: managing [successful] relationships.

I have 2 kids - i have to directly manage a relationship with my wife, with each kid, with both kids, and with my wife and both kids. She has to do the same. I have to indirectly manage a relationship between the two kids, and with the wife and both/each kids.

To do it right would mean breaking up those 10 free hours I might have into each of the above.

mholmes680··on Bayer confirms $66bn Monsanto takeover
The ability to create seeds that can only be controlled by your own pesticides and/or medications could be interesting. and scary. Politics aside, can that be an antitrust issue?

[edit: also, is this another "quiet" inversion also? US loses another business for tax purposes?]

mholmes680··on Our parents discovered leisure, we killed it
Unfortunately, it seems like in the "old days", it was ok - maybe encouraged - to be introverted. We've lost that with increasing new technology and "ways to connect to people". I find myself very disconnected to the connected world... the extroverts are winning...
mholmes680··on Cash Squeeze at Tesla, SolarCity
>>building a next-gen energy company Agreed. They're aiming for GE, not GM. (to repeat myself from the last thread on TSLA)

>>Does it make sense to buy troubled SolarCity before they go under

From an investment standpoint, I think optimally you let Solar City go into bankruptcy, buy it for pennies on the dollar, and then you cherry pick the components you want and sell off any others that you think you can. Can someone do that as a chair of both though, not sure (i guess so?).

Maybe they didn't do that because they see someone else coming in - a new challenger? Or, he sees long term something that others don't. Or maybe he's just ego-maniacal.

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