mrep

I've seen conflicting opinions on this. Some people claim that is illegal but der spiegel gives me the option of free + personalized ads or paying + ad free but I'm also in the US so it may be different for people in germany.

It's even worse that that. As interest rates rise, equities generally fall as they have been as they need to compete with interest bearing assets so their costs are skyrocketing and their collateral is collapsing risking them for a margin call and loosing everything.

Why? J. K. Rowling created the best selling book series of all time and hundreds of millions of people bought and loved her books to read them. What is problematic about that? Should she have just given the last 6 books away for free because she already created too much value for other people writing the first harry potter?

Haha, Deutsche bank is in there [0]! Rookie numbers though, only 18 billion in fines.

[0]: https://violationtracker.goodjobsfirst.org/parent/deutsche-b...

Qualified dividends are taxed at the same rate as cap gains: https://www.fidelity.com/tax-information/tax-topics/qualifie....

They've announced stock buybacks which are practically the same thing: https://www.cnbc.com/2022/03/09/amazon-announces-20-for-1-st...

Email is like a 100,000 times faster than snail mail. Proof of work is like 0-1,000,000 times more expensive due to duplicating work than a database.

Sounds like you should use a better brokerage. Vanguard defaults to putting all my money in Vanguard Federal Money Market Fund (Settlement fund) with a current 7-day SEC yield of 3.8%. They do charge me a 0.11% fee though.

> Can't find data on how many US adults understand how deductions work, but I doubt it's better.

Almost certainly much much lower seeing as how a ton of people here don't understand how deductions work.

I'm not sure what you are saying.

Donating capitol that has gained value to a non-profit to then use to pay yourself a salary with causes you to pay more taxes than if you had just realized the gains and skipped the non-profit as cap gains taxes are lower than income taxes for the top bracket.

OP "legal scam" causes them to pay more taxes.

> then pay yourself a ridiculous salary for running the organization with the rest of the money

So instead of paying 20% cap gains, they choose to pay 37% federal income taxes + state?

Can you get those loans for grad school/dental school cause my girlfriends dental schooling was over 100k a year so easy peasy if so.

> The eternal hate for crypto is by a screaming minority who are too privileged to even bother realising the majority of people are worse off in countries like Argentina, Nigeria, and Turkey which their currencies have lost over 80% of their value and is quite frankly worthless.

So like 5% of the world population in your examples...

I learned kelvin in high school chemistry and I'm not sure why you wouldn't use kelvin when talking about liquids that far negative in celsius/fahrenheit and that close to absolute zero.

> giant share of ownership of Alphabet stock

6 billion dollars worth or 0.5% of the market cap. Not so big

Can't read the article but how did they cash out? Use the mobilecoin as collateral to buy btc and transfer the btc out?

Example: take $6 in mobile coin and pump to 60, then borrow $30 using the $60 as collateral and buy $30 worth of bitcoin and finally transfer that bitcoin out. You then have a 5x return ignoring cost to pump?

I think the effect is the same: https://www.nahb.org/blog/2022/01/fhfa-to-impose-hefty-upfro....

What are the interest rates for primary vs 2+ homes cause I bought a second home back in March and as I recall, a Fannie Mae/Freddie Mac change made in February had second properties be a 1.25% higher interest rate than a primary for 30 year fixed.

Government backed loans aren't the problem. The US has the 5th lowest housing price to income ratio [0].

Perceptions are just massively skewed by wealthy areas with geographical constraints and strict zoning laws which restrict local supply against demand and everyone complaining focuses on those areas.

[0]: https://www.numbeo.com/property-investment/rankings_by_count...

But transferring to stablecoins means you don't have a taxable event and thus don't have to pay cap gains /s

> Apple don't move to China to save money, they moved to China in order to meet high demand. There was simply nowhere else that could produce the volume.

I'm calling BS. Money is based on volume (supply) and demand. China does mainly assembly which makes up a paltry 4% of costs [0] and assembly is low skill labor. With a 25% profit margin, there's no way they couldn't spend/invest in other countries to build up assembly capacity.

[0]: https://www.businessinsider.in/tech/news/apple-iphone-7-and-...

Foxconn does assembly and that is not a big cost of an iphone [0]. Like literally just a fraction compared to American IP, Taiwan CPUs, or Japanese cameras and the latter are all much harder to move compared to assembly.

[0]: https://www.businessinsider.in/tech/news/apple-iphone-7-and-...

They've returned 91 billion dollars to shareholders since 2017 by buying back shares [0].

[0]: https://markets.businessinsider.com/news/stocks/meta-faceboo...

Somewhat surprisingly, it is actually cheaper to just throw them in prison for the rest of their life then use the death penalty. Like 50% more to a whopping 1000% for California [0].

[0]: https://www.amnestyusa.org/issues/death-penalty/death-penalt...

IDK, fraud gamble for the chance to become a billionaire sounds way more attractive if the worse case is 3 years in prison. 3 years is less than college whereas 11 is basically k-12.

But there are no tax benefits. If you get 10M in RSU that vest in 5 years and in 5 years when they vest they are now worth 20M, you get taxed for 20M of income and not 10M income + 10M cap gains.

> Get paid 10M, pay 5M in tax. Buy 5M in stock which is worth 2x as much in 5 years when you sell it. Pay 5M * 20% = 1M in capital gains. Keep 9M at the end of the day.

So 10M comp package + 0 starting capitol vs 0 comp package + 5M starting capitol? The latter isn't a comp package.

So 21 million a year. Levels.fyi has an SDE III at 355k a year [0] and a level above that at 538k which is usually what most pure IC managers are at. That's a 57% comp for moving up one level moving. 21,000,000/350,000 = 60x. If they have say 8 managers between IC and CEO, thats 60^(1/9) = 57.6% comp growth per level.

Doesn't seem so ridiculous of a compensation if you want to keep the carrot above the stick at each level of the management chain.

[0]: https://www.levels.fyi/companies/amazon/salaries/software-en...

Link to the actual doc: https://pacer-documents.s3.amazonaws.com/33/188450/042020648...