Actually, Stripe's market is smaller than Square's. But these business models will never capture a large percentage of their respective markets anyway due to the high rates (negotiating with an acquirer can get you almost 50% less than their rates). After all, "Simple Pricing" is not as good as it sounds. Why pay 2.9% on a 0.05% debit card for the sake of simplicity? I'm sure Excel can handle these variations. This is an unfortunate consequence of the inefficiencies of that industry.
Square is tackling different type of merchants. It's not quite this that is keeping Square from an IPO; but they messed up in a few ways along with Chase (their merchant acquirer) releasing the same product undercutting the Square margin. Not to mention PayPal's ability to lower the price or the international market is almost gone for Square (others have copied Square).
What's shameful is disregarding "this kind of stuff" on certain forums, making it acceptable in public discourse. It's like asking the civil rights movement or SA's AAM to shut up in certain places. Anyway, this is not the place to have such a discussion. Just wanted to call them out for that.
This sounds utopian but not practical; a typical dev-only mistakes with poor business perspective. How else will they make money? Making money is the most important thing, and without it, none of this would have existed.
I'd highly encourage you to look up IQ-wealth correlation studies, and other intelligence experiments. In any case, none of this is proven yet so as far as we know, DNA alone is not a recipe of success. If it was, then us Arabs would have all been Steve Jobs instead of fighting over stupid mythical religions.
You know how difficult it is to remove "religion" (using it as a general term; so nationalism is a part of) from humans? Very difficult. It's part of our biology. Although thousands of years ago it was crucial for our survival, it is primitive behaviour right now and destroys us unfortunately.
As an Arab, I agree. He might be Arab by DNA, but definitely not by culture. We all know that DNA and genes mean nothing for success. Jobs succeeded as a result of his environment, and not where his DNA roots trace back to.
People living in Syria 3,000 years ago were not Arabs. People living in Syria today, are Arabs. Who is an Arab? Well, one that speaks Arabic and living in an Arab country. You want to get into DNA? I'm Palestinian, born in Jordan and now working in the US. My DNA tests show >60% Middle Eastern/Arab DNA albeit my paternal lineage tracing back to ancient Egypt.
Interesting. When I came to college here in the US (CS, engineering department), I was rather shocked that most, if not all, engineering students came in with zero calculus or advanced physics.
It's not about quality of products. See the other reply. Without ads, there will be no Facebook or Twitter. The issue with fraud is a very serious and difficult one that creeps into many industries, and ends up sucking the life out of them (hint: check banking or finance!).
I did exactly that but my SHA-1 (in Ruby) is ending up different than Git's. Even weirder, when I take the header + body, and use an online SHA-1, I get a third and different value! (Not equal to git-hash-object nor to mine in Ruby). Is the body supposed to be modified to add LEDGER content?
> He said the research Turing carried out during the war at Bletchley Park undoubtedly shortened the conflict and saved thousands of lives.
Clear example of "history is written by the victors". The Allies were as guilty in the war as the other side. Neither side's goal was to "shorten the conflict and save lives" but to "defeat the other side" with no regards to human life.