349 karma · joined April 15, 2015
While I was with the credit union, the buck was just passed between them and Zelle. Zelle seems to have been set up assuming that banks will somehow support it, and either they’re not actually prepared to do it or not given the proper tools to detangle the mess.
Zelle basically never worked for me at my local credit union (every single attempt to use it locked my account on suspicion of fraud), but I use it regularly with Chase with no issue.
How do you hope FedNow will improve on the concept?
Maybe I’m overly optimistic about the resilience of humans but these scenarios still don’t sound plausible to me in the real world.
It isn't obvious to me. And I've yet to read something that spills out the obvious reasoning.
I feel like everything I've read just spells out some contrived scenario, and then when folks push back explaining all the reasons that particular scenario wouldn't come to pass, the counter argument is just "but that's just one example!" without offering anything more convincing.
Do you have any better resources that you could share?
Do they plan to return after lunch?
I think thing significantly less intelligent can do this too. See any computer program that went wrong. I don't think that is a novel idea.
Perhaps it is a lack of imagination on my part, but I can't help but think, in this stamp collector example, someone would just be like "wait why are these machines going crazy printing stamps" and just like turn them off.
I feel like any argument on the dangers of superintelligent AI rests on the belief it can also use that intelligence to manipulate humans to complete any task and/or hack into any computer system.
> has preferences over world states
I think that part is a leap. I don't think is given that a super intelligent AI will "want" things.
> presumably a machine could be much more selfish
This feels like we're projecting aspects of humanity that evolution specifically selected for in our species with something that is coming about though a completely different process.
> It's a mistake to think about it as a person.
I agree, but I feel like that's what these concerns about AI are doing, because that's what people do.
> (The whole stamp collector thing)
It also seems to me there is a huge gap between a super intelligent AI and the ability to have a perfect model of reality along with the ability to evaluate within that model the effect of every possible sequence of packets sent out to the internet.
In practice, the cash still probably ends up at a bank, just in a different account. I don't think anyone is going to pull it out and start burying it in their back yard.
It doesn't seem like that is the proposal.
But now I have 20ish people who are interested and that is enough to me.
It doesn’t seem people have a problem receiving them in their inbox.
Akkoma also works with the official Mastodon mobile app.
https://help.coinbase.com/en/wallet/getting-started/what-s-t...
Do you have reason to believe this is not the case? Or are you more concerned about a malicious update to the app?