patrickmro

This is helpful, thank you.

Point works with Apple & GPay.

You can instantly issue new virtual cards when ever you would like to.

You can update your address right from the app (2FA required).

Your balance is FDIC insured, so this isn't an issue.

Btw, Revolut isn't available in the US (yet).

1. No points for non travel/dining currently 2. $0.01 = 1 point

Tap on "Reserve Your Account"

Congrats! It will look nice next your Point card :)

Yes, the rewards will be.

For fraud protection there is 0 liability and we will credit you with the disputed amount instantly and there are several security features built into the card to protect you (on/off switch for ATM withdraws, daily spending limits, virtual cards, and instant push notification).

Point is a digital bank so we offer a checking account and high interest savings in addition to the card, so product/feature wise quite a bit different from a cc.

Also wanted to mentioned, we offer a virtual card for online purchases as a security pre-caution.

We have zero liability backed by MasterCard, so if there is a charge you don't recognize we will refund you right away and take it up with the merchant instead of leaving you with $X amount less in your bank account.

We don't have the power raise merchant fees that's dependent on the card networks (mc, visa, amex).

Our card is designed for people who don't/can't have an elite card but want to enjoy the benefits such as spending rewards, consumer protection, and travel perks.

Thanks for bringing this to our attention, it's definitely something we will keep in mind as we grow.

Appreciate the brutally honest feedback, it's usually the best kind :)

Thanks for sharing! What we meant is that we are the first debit card with meaningful rewards that are comparable to those of a credit card.

Re security: We allow you to have full control over the card for enhanced security: Ex: You can set daily spending limits, turn ATM withdraws on/off, and get instant notifications every time your card is swiped.

Hi!

You're correct $0.01 = 1 point.

Initially points are redeemable for cash-back, eventually we will partner with different merchants where you will also be able to redeem points.

Our partner bank is Evolve Bank & Trust and the debit card is a MasterCard.

Awesome to hear! We believe there is a fundamental shift towards debit especially as the new generation is burdened with student load debt and has a stronger disdain for credit cards due to growing up in the 08/09 financial crisis.

Hey!

1. It's MoneyPass.

2. With Point you get a checking account and high interest savings account by default. The savings account pays out the 2% APY interest on a monthly basis.

Haha - we are not related!

We are initially focusing on life style oriented rewards similar to the Chase Sapphire Reserve credit card.