pmikal

The IRS definition is here:

http://www.irs.gov/businesses/small/article/0,,id=99921,00.h...

There will also be a state definition to consider.

The one year period isn't a rule but more of a generally accepted guideline.

You can get around most of these in your contract with the hiring company and your LLC, but again will need their cooperation to properly structure the relationship to minimize their risk of losing an audit. It's really a bunch of hoops for them to jump through to get you on-board. If it were my company, it would be unlikely that I would go through the effort unless you were a key man.

However, most likely the company giving you the job will not be able to hire you through your LLC for a period more than a year. This is usually the time period the IRS would rule that you are an employee of the hiring company. This isn't a hard rule however, but a general interpretation. You would of course need cooperation from the company's owners as they may not like having you as an LLC. Even so, there are many people acting and working like employees that are being paid through their own companies.

It will probably be easiest for you to join the new startup as an employee and keep your LLC group coverage. Be careful that you are not eligible on two group policies as in some cases they could cancel each other out. Also try to maintain some income to the LLC to show it is actually trying to make some money and is not a shelter for your hobbies. At least enough to cover expenses.

Also, there is always hope you can again get insurance. Try posting your specifics on this agent forum and see what your options are:

www.insurance-forums.net

http://www.wired.com/threatlevel/2009/08/tjx-hacker-charged-...

More importantly here, people aren't understanding your question....

Authorize.net is not a merchant acquirer, but a gateway, which is just hosted software. You do not need to get a merchant account to compete with Authorize. What you will need to do is write the transaction processing software, ie the gateway, and connect it with the various networks that banks have provide access to Visanet, etc.

I wouldn't trust a guy in a garage with my merchant account unless there was some money behind it. And if there is some money behind this and you are serious about doing this, I can help you get this done. PM me on my website - check my profile. If not, no worries and good luck...

I just read this great quote from Glenbrook Payments:

"It is hard to overestimate the depth of ignorance about card processing."

Many might want to consider Chase Paymentech, the largest acquirer, whom you can directly connect with. Paypal runs their credit and partner transactions over the Paymentech network if that gives you any confidence.

http://www.dailytech.com/Researchers+Claim+First+Real+Quantu...

http://en.wikipedia.org/wiki/Quantum_computer

http://en.wikipedia.org/wiki/Quantum_mechanics

lol. fast computers. real fast.

http://www.panelconcepts.com/priceitOR.htm

Although Tim's report suggests structural failure from turbulence, it really could be one of many possible causes. If you enjoy the speculation, which I do, check out the Airliners discussion:

http://www.airliners.net/aviation-forums/general_aviation/re...

http://flightaware.com/commercial/flightxml/

http://flightaware.com/

You do not need shell access to install modules locally. Anything you can do from the shell, you can do from Perl with system(), backticks, or piped open(), but really... no shell access?

You want hosting that is reliable, supports shell access, rails, and 100% uptime, but your not willing to pay more than $5/month ?

http://siteanalytics.compete.com/youporn.com+amazon.com/