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snitko

2,649 karma · joined July 6, 2008

Dart, Ruby, Bitcoin http://romansnitko.com
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snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
You sign up for a law firm and trust it with its choice of arbiters. Much like when you buy a cake, you trust the baker with ingredients and recipes. If you later feel sick, you never go to that bakery again and trash its reputation.
snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
> If this really works, good, but how do you solve that humans will see that the contract between two other parties is better and will want the same deal? Will you give it to them?

Not sure I understand the question. Who is giving whom the contract? The idea is, if you don't like the laws your protection agency / law firm provides you with, you switch firms. And that way you have a lot more control under which set of laws you want to live.

snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
I don't need a source. I'm from Russia and also lived in Latvia. Internet and phone calls are super cheap. I normally pay about $5/mo for my phone (unlimited calls, unlimited 4G internet) and $50/year for a decent internet connection at home. Industries are unregulated and there's a lot of competition.
snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
> Okay, let's say there's no governing body. Now, there's a dispute. How is it resolved? Fight to death?

You've got an excellent question and I've got an excellent answer for you: https://www.youtube.com/watch?v=jTYkdEU_B4o It's a short video, but I highly recommend it to you (skip the first minute or so for a short historical intro). Please come back here and let me know if it answered your question. I also hope it doesn't just answer your question, but sets in your in a different mode for thinking, mode in which problems that seemed unsolvable can now be solved.

snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
From reading your post I feel like there's this thinking that's ingrained very deep in you, which is that no matter how corrupt or awful the system is, you think the solution is more government and more control... layers of control. Could you for a moment just forget about it all and think, really imagine, what a world would look without governments? But don't imagine chaotic endless tribal wars. Imagine it to be a good place. It's a good exercise: no matter your political views, just imagine a world where there are no governments and just private businesses. Make it work. Think about details. How would you make it work if you knew there is no way you can create a government?
snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
> Privatization is not a general solution though. It needs regulation and oversight to keep unfair market practices to a minimum.

That's a statement, not an axiom, although it's taught as an axiom. Did you know that the US military is the biggest polluter? Who regulates it? If government can't regulate itself, what kind of regulation of private companies do you expect from it, when said private companies have money to bribe it?

In reality, what regulation comes down to in 90% of the cases is just granting monopoly rights and artificially increasing barrier for entry. That is all. Give me any example of a good (in your opinion) regulation and I will almost certainly find how it works to the benefit of a small group of people.

> The biggest defect is that government officials cannot be held responsible for their mismanagement and thus have no incentive to not screw up

Precisely.

> First, getting elected to an office and office in general has to stop being about who gets the most money and money/favors must be eradicated from lobbying totally. Second, voters must stop treating elected persons as if they're replacement monarchs.

My argument is that you should show a reliable mechanism of how we can elect the right people first. If you can't show the mechanism, I'm defaulting to the assumption that politicians will always be incentivized to be corrupt. And I'd argue that there is no such mechanism, because lying to people will always be easier and more profitable than telling the truth, and so only liars will get elected. In fact, that's the difference between a businessman and a politician: a businessman has to provide a service or product first, then he gets paid. A politician just promises things to get elected and then is in no way legally bound to keep the promises.

And you can't just say "we should...". I think we should all not work and just chill and enjoy life. If I find out a reliable way to replicate that, I'll be the first to share.

> The spending of taxes is broken and sadly you cannot hold anybody accountable.

And it will stay this way. How do you expect government to behave when they spend somebody else's money (taxpayers) on somebody else (government employees and subcontractors) (see Milton Fridman "4 ways to spend money) and are not accountable for any of it?

>5, 6) The guy who doesn't want to work but gamble or waste his life leading an unhealthy lifestyle won't magically become a productive member of society. He will find other ways to use but not contribute. Some might argue that by supporting him to survive one prevents a worse fate for him and the society.

Not convinced. If the majority agrees with you, but I disagree, does it mean you have the right for the chunk of my money that will go into financing those things? I'd say no, you don't have that moral right, even though the majority agrees with you.

snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
> If there were no taxes, you'd probably have to buy tickets to walk and drive on roads, stroll in the park, swim in a sea

Do you have to insert coins into your smartphone every time you call someone these days? And yet it's almost impossible to live without a smartphone today, so people buy them and pay for the plans. But, but, they do have a choice of which operator to use (and, frankly, US is the worst example here, Europe/Asia is much less regulated in this respect, so it's cheaper and simpler there). Do you see where I'm going with this example?

Yes, I only want to pay for things which I use. And have a choice of, for example, which school to send my kids to (if any) without having to pay the same price. I want things provided on the market, which generally makes them cheaper, not more expensive. Almost any example of a market you take, where government once heavily regulated or provided a product or service, but then deregulated it and invited private companies to fill in - you will find that the price fell and quality rose, giving more people (not less) access to the said service or product.

I don't want to pay for: 1) wars 2) torture 3) police abuse 4) government mismanagement 5) that guy who has no job and has a gambling addiction 6) that guy who smokes 3 packs a day and demands free healthcare 7) politicians flying big jets and employing goons with guns to protect them.

snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
That's your opinion. I think taxation is extortion. Who's to say I'm not entitled to my point of view?
snitko··on Panama Papers: Mossack Fonseca leak reveals elite's tax havens
Spending is only good if it is wise. If you tell a company "sorry, you have to spend it now" it is equivalent of telling you "sorry, I don't care if you don't like any house on the market now, you'll have to buy now, you can't wait". That's no freedom, but slavery. Only when you have a choice of hoarding vs spending, then you help the economy to truly grow by providing everyone with the best products and services. Incentivizing spending at all costs simply means creating more useless things instead of making technological breakthroughs and improving quality of life.

When you say "you don't trust Apple" it doesn't matter. Apple made its money honestly. It didn't steal from or rob anyone. More importantly, simply because Apple made so much money, it must mean it knows damn well how to invest it.

snitko··on Bitcoin transaction processing takes up to 10 hours
Semi-usable? How so? I regularly buy things with Bitcoin and I haven't noticed any decline in products and services being offered for Bitcoin. Expedia still accepts it. Cheapair still accepts it. Dell still accepts it. Many other large and small businesses accept it. Yes, it's not the same level of penetration as credit cards, but CC have been around since when? And Bitcoin? Have a sense of proportion.
snitko··on Bitcoin transaction processing takes up to 10 hours
Why is it a sinking ship? I can still send money to anyone anywhere in the world for a very low fee relatively fast, without any restrictions, long forms or questions asked. I don't know what do you think Bitcoin's value is to people, but I surely know what value it has for me personally.
snitko··on Ask HN: Who is hiring? (February 2016)
Mycelium Swish (https://swish.mycelium.com) is looking for a senior Angular frontend developer: REMOTE, full-time only, free hours, payment in BTC or wire transfer, great team. See my profile for contacts and send over a short plaintext resume/story + your Github account.
snitko··on The resolution of the Bitcoin experiment
>Money is an artifact of the state; always has been always will.

Nothing can be further from the truth. You don't have to go too far for the example. Cigarettes in prisons are used as money. People use all sorts of things as money. State wants to control it because it wants to collect some of the value produced by other people. That is all. Bitcoin is about not giving states these powers.

snitko··on Why Russia’s Alternate History of Malaysia Airlines Flight 17 Matters
Lawyers in their current incarnation wouldn't exists and wouldn't be able to charge those high prices unless they weren't state licenced (you can't be a lawyer without state permission, basically) and unless they had to deal with monopoly on law, which is government.
snitko··on Why Russia’s Alternate History of Malaysia Airlines Flight 17 Matters
Well, think twice. Just by incarceration rate alone you can tell that the US govt is more dangerous to its own citizens. I'm also much more likely to be shot by a cop in the US than in Russia. Russia also doesn't execute people (there's a moratorium on capital punishment). What else do you need to know?
snitko··on Why Russia’s Alternate History of Malaysia Airlines Flight 17 Matters
I think countries have problems because of governments, not because their governments aren't strong enough. Paying more to police officers doesn't make them behave any more civil. An example of that is the US where police abuse is widespread and incarceration rate is highest in the world. Statistically, in terms of police interaction, I'd be much safer in your country than in the US.

The real problem is absence of the market mechanism in law enforcement. A police officer, even though I basically am paying his salary, isn't working for me. He's working for the state. I can't hire another protection service and stop paying to the police. I can't complain. Hell, I can't even change laws that I don't like (except through a very long political process which is unlikely to give me any results in any meaningful timeframe).

What you should be thinking is, not how to make a government better, but how to make it less dangerous and influential.

snitko··on Why Russia’s Alternate History of Malaysia Airlines Flight 17 Matters
I am. Lobbyists and lawyers only exist because there is a government monopoly on law.
snitko··on Why Russia’s Alternate History of Malaysia Airlines Flight 17 Matters
> Corruption at all levels of government is rampant in Russia

I'm not concerned with corruption. It's a different side of coin. What happens in the US or in Europe is that if you need stuff done or if you need to win in court, you hire expensive lobbyists or lawyers. Either way, you spend money. It is practically the same, but legalized, so that you can say "oh, but this is civil". No it's not. It's still a government monopoly on doing stuff. Government should have no business telling people how to run a business or live their lives.

snitko··on Why Russia’s Alternate History of Malaysia Airlines Flight 17 Matters
While all you are saying is true, I also think the very same kind of propaganda, but actually much more efficient, is happening in Europe and the US. People go absolutely insane if you start questioning democracy, social programs or anything that a state does.

When you point out to them how internet or cellphone networks or taxis or a number of other things is actually cheaper in Russia (or in eastern Europe in general) because of the lack of regulations or government interference, they go in denial. People in Europe and even in the US are so much more brainwashed into believing they need a state that it's painful to even start conversations with them. The most notable case just happened in Finland, where reportedly the police asked citizens to rat on pizza places who sell pizza for less than 6.5 EUR because the government believes a place selling pizzas for less cannot be profitable. In my book, that's almost what a communist state with price controls looks like.

I'd like my kids to grow up in Russia. I like it that, at least when it comes to personal income, the tax rate is 13% (although fundamentally, I believe there should be no taxation). I like it that I have more freedom here than in Europe or the US. The only thing I don't like is the government of any kind telling me or my family what products or services I can use and for how much. Unfortunately that happens in many other countries too and especially so in Europe or the US.

snitko··on A Non-Conformist's Guide to Success in a Conformist World (2014)
Non conformity is not something you choose as a tool (if you're a thinking adult of course). It's a consequence of your beliefs and reasoning, which you will not give up no matter the benefits.
snitko··on Bitcoin Payment Processor BitPay Loses $1.8M in Phishing Hack
I know it's kind of sad and I honestly wish all the luck to the BitPay guys - it's not an easy situation. However, this is why we've built Mycelium Gear: we don't hold merchant's money at all and anyone who wants to accept Bitcoin and cares about privacy and security should consider using it: https://gear.mycelium.com
snitko··on Ask HN: Who is hiring? (September 2015)
Mycelium.com is looking for a senior frontend developer proficient in Angular.js with 3+ years of experience [REMOTE]

Required skills:

- Javascript

- Angular.js

- html

- css

- git

- basic Linux CLI skills

- writing unit tests & practicing TDD

- Bonus points for knowing Python & Django

This is a remote fulltime job, we are looking for someone who can start working right away and contribute significantly to a project currently in active pre-release phase of development. We have free hours and a distributed team. It is very important that you are fluent with Angular and can solve problems effectively and fast.

Salary: either a USD wire transfer or Bitcoin.

If you’re interested, please contact me at roman dot snitko at mycelium dot com to set up an interview.

snitko··on Uber has defeated Bill de Blasio’s plan to rein them in
So, I'm from Russia. In Russia, there's a great variety of cheap taxis, great mobile apps with reviews, gps location of taxis and stuff like that. Very good infrastructure. All simply because government doesn't regulate that.

I am yet to meet a single person complaining that this is bad. There is no increase in road accidents. The service is great. The drivers are very polite and are always on time. One must wonder, how can you be so blind to an obvious example of free market at work?

snitko··on Uber has defeated Bill de Blasio’s plan to rein them in
And yet people choose to use them and pay them money. But no, we must protect those willing customers from the dangers of doing business freely and having an actuall choice, instead of paying extra to a violent monopoly of taxi drivers who'd rather crash other's cars than compete honestly.
snitko··on Minister No More
The problem isn't that Greece cannot repay the debt. The real problem is that the people of Greece were indebted by the politicians whom most of them didn't even vote for. And those who did vote for them, were not fully aware of the implications and consequences they and everyone else in Greece were going to face.

Basically, what happened is that one small group of people sold everyone else into debt bondage. They had no moral right whatsoever to do so. Now these people lost their savings and face a daunting prospect of shortages and hardships. Call it democracy, but really it's just a crime. Perhaps it's time to rethink what role should governments play in our lives, if any.

snitko··on Greece
That's not an argument. That's a preference to which you'd like to forcefully subject people who disagree with you.
snitko··on Greece
There is one difference. When you have a government, it indebts people, who do not necessarily agree or understand the terms and the consequences. You cannot reasonably argue that because 50% voted for that government, 100% should face the consequences.
snitko··on Greece
Now, let's extend your idea. Everyone can vote with their dollars for what they want to have in their lives! That way, no one is forced to use products or services someone else imposes on them. Now wouldn't that be the fairest system of all?
snitko··on Greece
> Actually where the country controls its currency the effects are totally different and if the ECB could certainly step in for tiny Greece if there was a will.

It's the same thing. If you don't have enough money in the bank to make creditors whole, you print more (thus devaluing what everybody has). If you can't print, you cut their deposits. Either way, creditors are robbed. There is no magical solution here. Mathematics cannot be amended at will of any government.

If you spend more than you earn, someone somewhere someday is paying for it. And the longer you conceal that truth, the harder it is going to hit.

snitko··on Greece
Unfortunately, it's neither. The debtors in this case are the people of Greece, yet the ones who got them indebted are politicians, who misled the population into believing that the expenses the government had were sustainable. Even more important is that the politicians were not voted in by 100% of people, which simply means that many people who lost their money didn't agree with the policy that led to them losing their money.

I don't think anyone with a straight face can now say that democracy is the best solution to running our society, when it, in fact, leads to the situation in which half the population (the ones who vote for the policy) unknowingly oblige the other half (and themselves) to lose their money. This situation is not an exception. This is what's going to happen sooner or later to every other country which has a substantial debt. You can't spend more than you earn without consequences.

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