You are of course not wholly wrong. However, people paying on the latter half of a 30 year mortgage are almost certainly paying much less for housing than they would be paying to lease, due to inflation. And of course these payments are increasingly equity-weighted.
If you ever have the need to invest billions that outcome might be meaningful. One need not beat the market. It is not difficult to trade time and thought for an upgrade in returns over funds. Frankly, just being awake to push the button during a crash, and making half ass reasonable investments afterwards is plenty.
There are plenty of opportunities every day to responsibly buy a put or call because it happens to be the best price you can get for entry to execute on an investing thesis. Your background notwithstanding, there is nothing mystical or sinister about options as a vehicle when the price is right.
RH offered free trading in a small selection of issues with a poor ui and worse execution while others were offering great platforms for 50 cents to 7.95 a trade. They built a user base through marketing to the initiated, not through a better product.
Any investor can get 0 now with good brokerages or use something like IB for cheap trades on otc or foreign stocks in small amounts.
Robinhood is not competitive whatsoever with the better brokers. Their limited UI and super slow execution won't appeal to anyone who has used a good platform.
It would be beneficial in total labor today, especially in a store with employees picking for curbside exists. Stocking is a big effort overnight. Restocking is problematic during the day, and costs sales. These normal processes (busy people doing stocking and ordering, and inventory existing in 2 places) makes ordering harder. If customers would accept the change it might happen. The rub is studies show customers don't like it, and no browsing means lower sales.
Agreed. We do have some data though. We know how much new debt we've taken on in the last 18 months. We certainly won't be able to afford to raise rates to combat any inflation.
Since the massive QE is happening in economies around the world,vthere will be some flight to the dollar as well as gold. A lot of money could continue to sit at negative rates. There won't be much impetus for capital investment for a decade. It's hard to say exactly how this will play out month to month, but it is going to be a harrowing.
Makes perfect sense until you consider the massive amounts of inputs, measured in land or energy, it takes to grow those crops on the smaller amount of land footprint you ARE measuring.
My experience with wage workers that are struggling to make ends meet is different. They spend a lot of time looking for better jobs and side gigs. Like, it is their primary focus.
Tried and true method we learned over time. The leaders that were strong enough to respond properly should be congratulated. This was a gigantic shot to the foot by our public health leadership, most state and federal leaders, and fawning media. And it's not even close to over.
Or, your assumptions of values, ethics, and how humans function is twisted in a knot. Humans are built to synthesize multitudes of facts, signals, etc using a rubric of experience. The result is imperfect.
We have learned, over ages, that quarantining the sick and isolating the vulnerable works about as well as you can expect. Yet we decided to do something different this time.