thatwebdude

LOL @ the classism here.

> Sorry, you have to be quite ignorant to sign that. Even the worst credit cards have an interest that's a fraction of that. That's definitely not cheap credit.

Agreed, but sometimes that's the only hope some have. At one point in time, I did and I came from a very normal credit-worthy background. Shit happens, ktzar.

Maybe they're already maxxed-out? Or can't get a credit limit high enough to borrow what they need. Or need to pay something in cash, and don't have a higher limit available from a cash-out card. Or are "un-bankable"

That 590% is scoffed at, yet paid, because there's a majority of people (2M in Canada, according to the article) who have no other choice.

Most people would opt for the better option, if they had one.

Guy in middle with sunglasses had the right idea.

I'd really like to know how dark they were though, he didn't even flinch at that flash.

That's getting harder and harder to do with "the shift".

Now players are specifically working to beat the shift.

> A home run is still 400 feet.

The stadiums change, though; 400 feet is just the warning track, sometimes. 310 can get you one in Fenway (on the left side of the field).

> I sit at a desk and browse the internet for most part, but it's hardly the peak of job satisfaction.

Oh, good. I thought I was alone. Or undervalued.

I think you had a lot of bad luck (and know people with bad luck) with finding the right life-partner and sincerely hope it doesn't permanently jade you for the rest of your life with your view on men. There are plenty of capable, willing, unlazy Super Dads out there (or super-husbands for those without kids) to combat the bad ones.

The gross generalizations made here just completely turn me off from the rest of this conversation. I hope more people got a better idea of what's happening with the older comments made.

... Sorry I took that so personally. I understand where you're coming from; but before we started a family I decided to play a much more important role in my child's lives than just the check-writer.

Kids can really align your priorities quite well, and quite quickly. So glad it worked out!

Whoa, this escalated.

You're assumptions are incredibly wrong.

> Whether your wife has a job or not, the odds are good that she is doing more of the house work and child rearing than you are. That doesn't necessarily mean you need a bigger house, but it does mean that if she is not happy with the house, it is not a good idea to be all "meh -- not like she will divorce me over this."

She works harder than I do full-time; I am at home many nights without her, with the kids, while she wins more bread. We split responsibilities quite well but she'll be the first to tell you I am an All-Star dad. I usually clean the house as I'm the neat-freak of the family, and what most people consider clean is just getting started for me. I spent the first 9 months of our first child's life at home being a semi-stay-at-home dad, rearing her almost completely as my amazing wife positioned herself into a career that helped us tremendously and really aids in our lifestyle now.

We appreciate each other, but don't value one's output over another, except maybe at our places of work. We're a team and we play like one.

> A good kitchen and laundry area can make the women's work vastly less burdensome.

Agreed, although we upgraded these features and requests to pinpoint issue we both had, as we both split duties performed in these areas at least 50% (different areas and different weeks demand different percentages).

> Living with "lower class" people isn't necessary a bad thing it may be good to prevent living in a bubble.

Those are my thoughts exactly. I see moving away and letting someone else "deal with problems" is a great way to devalue a neighborhood. It seems more and more people are buying new instead of fixing up the old.

I intend on paying movers to do as much as I can afford.

Also, congrats on being in the right place at the right time with that boom. I sincerely hope that works out for you in the event you ever do need to move (way, way, way into the future).

Growth here is significantly more tame.

Your last point hits home to me. We have two and a third due next month. Room is starting to get cramped, but I highly value a place where my kids can grow up entirely within its walls.

Also, I've done a lot of renovations to the home myself to cut cost and also update it faster: wood-look tile floors throughout, new flooring in bathrooms, update kitchen appliances & cabinets, deck, floor trim, etc. I often think that my commitment comes from all the blood and sweat (and even more tears) thrown into those things.

I've had this conversation with my wife many times. She's aware of my arguments, and I'm aware of hers. I don't necessarily think it needs any mediation, though. That, to me, would signal that it's much more of a life intrusion than it is. I mean, I'm not going to lose her over it.

This is more of a "does anyone else get this way?" because I'm having a hard time relating with the real world in this issue.

I guess I just protect my inbox more (or I'm just not that important - much more likely) but I don't have an issue using "Inbox Zero" without an "Inbox Zero" method. Am I alone?

> More probable is the idea that he was the one who kept the full 1.6 million.

The last quote in the article makes me think that...

This thread reminds me that I need to donate those three small pairs of slacks at the back of my closet gathering dust.

And maybe find some shirts that aren't the "T" variety.

> which actually means free degrees less since

I see what you did that.

I'm not sure if you meant that, though.

>It's not just biz-casual, all business attire is harder for women.

My working pregnant wife would agree with you completely.

For what it's worth, you can now deactivate your Facebook, but maintain Messenger. It's what I've done in the interim while I figure out how much of Facebook I actually want.

Preferably across the hall. Really cuts down on shared-wall noise.

I wasn't aware of that. I assumed the no-default rules a la Federal loans.

I recently ditched most social media. Starting contributing to my blog about guitar more. It gets basically no traffic, but I definitely feel like I'm actually contributing something, even if it's for the one lone googler out there.

I force myself into a specific topic that interest me. I think that's the key.

Agreed, I think humans planting "exotic" trees have a lot more to do with tree migration than just global warming alone.

Also, last year before we turned my childhood home into a rental I cleared out a large Coniferous tree I planted when I was a young sapling. It was much, much larger than 12 inches tall.

The "more than one location" I think is key here.

For those with private student loans, the options are much less; usually deferment or forbearance, usually short-term.

Most people who have/had private loans did so because they didn't qualify for FAFSA to determine that their federal loans covered room and board, but also didn't have enough saved to offset this cost. I think a lot of people are forgetting that, and a large group of people fall into that category.

When was any university ever efficient?

When they wanted me to pay a parking ticket. They had that shit down to an exact science.

This is only possible in certain situations for certain borrowers who borrowed a certain kind of loan.

Too many people think there's forgiveness light at the end of the tunnel. I feel really bad when they realize there isn't. Except death, maybe. I bet we'll see some of that, too.

https://studentloanhero.com/featured/federal-student-loan-fo...

For a specific bracket (time attended, and level of education). Most undergrads are facings rates half of that.

Can you refinance?

https://www.edvisors.com/college-loans/federal/stafford/inte...

The OP is just super-concerned with paying back and getting out of student loan debt. As you outline, it's somehow more important to pay it off than something else (Maybe it's all they pay for?).

My student loans are over a much longer timeframe than they give. Closer to 30-years on all of them. Paying mine off are important to me, for obvious reasons, but the interest rates I pay on mine are only second to my home in affordability.